salaryRent here is among the highest 10% in the country. Household incomes are higher than in 86% of U.S. cities. A typical house costs about 4.4 years of household income. Most homes (84.5%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $112,360 a year. That is $54 an hour at a full-time job.
Is rent cheaper than other Utah cities?
No. Rent here is more expensive than in most of Utah. It is number 94 of 97 cities from cheapest to most expensive.
How much do households earn in Saratoga Springs?
Share of households by yearly income. 56.0% of households earn $100,000 or more.
Rent by apartment size in Saratoga Springs
| Size | Saratoga Springs | U.S. average |
|---|---|---|
| 1 bedroom | $1,691 | $1,324 |
| 2 bedrooms | $1,989 | $1,509 |
| 3 bedrooms | $2,034 | $1,698 |
| 4 bedrooms | $2,904 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Saratoga Springs overall?
Everyday prices in Utah overall are 1% below the U.S. average (index 98.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Saratoga Springs, so the Utah figure is shown.
Taxes and bills in Saratoga Springs
Life in Saratoga Springs
Is it cheaper to rent or buy in Saratoga Springs?
Renting is cheaper right now: about $1,392 a month less.
Owning assumes a typical $605,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $60,550 for the down payment.
Frequently asked questions
What is the average rent in Saratoga Springs, UT?
Renting in Saratoga Springs costs a median of about $2,809 a month in 2026, including utilities. The Utah median is $1,832.
How much do I need to make to live in Saratoga Springs?
To keep rent under 30% of income, you need about $112,360 a year, or $54 an hour at a full-time job.
Is Saratoga Springs cheap or expensive?
Saratoga Springs is rated OK: rent takes 24.3% of the typical household income of $138,913. It ranks 94th cheapest of 97 Utah cities we track.
How much are property taxes in Saratoga Springs?
The median homeowner in Saratoga Springs pays $2,372 a year in property taxes, about 0.39% of the median home value.
Is Saratoga Springs more expensive than the national average?
Overall prices in Utah are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Saratoga Springs?
The median home value in Saratoga Springs is $605,500, about 4.4 times the typical yearly household income.
48,425 people live in Saratoga Springs. Numbers are typical (middle) values.