States › Texas › Santa Rita Ranch

Is Santa Rita Ranch, TX expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,69754% higher than U.S. average
💵 Families earn per year (2026)$173,198about $14,433/month · 99% higher than U.S. average
🔑 House price$515,70055% higher than U.S. average

Rent is higher than in 89% of U.S. cities. Household incomes are higher than in 94% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 37.5 minutes each way. Most homes (95.1%) are owned, so rentals can be hard to find. It is a highly educated city: 56.3% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $107,880 a year. That is $52 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 402 of 426 cities from cheapest to most expensive.

Santa Rita Ranch
$2,697
$1,382
$1,236
$2,318

How much do households earn in Santa Rita Ranch?

Under $25k
0.0%
$25k–50k
6.4%
$50k–100k
28.8%
$100k–150k
30.5%
$150k+
35.6%

Share of households by yearly income. 66.1% of households earn $100,000 or more.

Rent by apartment size in Santa Rita Ranch

SizeSanta Rita RanchU.S. average
3 bedrooms$2,723$1,698
4 bedrooms$2,949$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Santa Rita Ranch overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Santa Rita Ranch, so the Texas figure is shown.

Taxes and bills in Santa Rita Ranch

🏛️ Property tax$10,000+a year · 1.94% of home value · U.S. $3,119
⚡ Electric bill$148a month (typical) · U.S. $156

Life in Santa Rita Ranch

Commute to work37.5 minU.S.: 26.4 min
College degree56.3%U.S.: 35.7%
Own their home95.1%U.S.: 65.2%
Below poverty line0.9%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

Is it cheaper to rent or buy in Santa Rita Ranch?

Renting is cheaper right now: about $881 a month less.

Renting
$2,697
Owning
$3,578

Owning assumes a typical $515,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $51,570 for the down payment.

Frequently asked questions

What is the average rent in Santa Rita Ranch, TX?

Renting in Santa Rita Ranch costs a median of about $2,697 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Santa Rita Ranch?

To keep rent under 30% of income, you need about $107,880 a year, or $52 an hour at a full-time job.

Is Santa Rita Ranch cheap or expensive?

Santa Rita Ranch is rated Cheap: rent takes 18.7% of the typical household income of $173,198. It ranks 402nd cheapest of 426 Texas cities we track.

How much are property taxes in Santa Rita Ranch?

The median homeowner in Santa Rita Ranch pays $10,000+ a year in property taxes, about 1.94% of the median home value.

Is Santa Rita Ranch more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Santa Rita Ranch?

The median home value in Santa Rita Ranch is $515,700, about 3.0 times the typical yearly household income.

6,586 people live in Santa Rita Ranch. Numbers are typical (middle) values.