salaryRent is lower than in 64% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.3 minutes.
How much money do I need?
To rent here comfortably, you should earn about $55,280 a year. That is $27 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 190 of 426 cities from cheapest to most expensive.
How much do households earn in Carthage?
Share of households by yearly income. 21.2% of households earn $100,000 or more.
Rent by apartment size in Carthage
| Size | Carthage | U.S. average |
|---|---|---|
| 1 bedroom | $667 | $1,324 |
| 2 bedrooms | $912 | $1,509 |
| 3 bedrooms | $1,014 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Carthage overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Carthage, so the Texas figure is shown.
Taxes and bills in Carthage
Life in Carthage
Is it cheaper to rent or buy in Carthage?
Buying is cheaper month to month: about $243 a month less than renting.
Owning assumes a typical $164,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,420 for the down payment.
Frequently asked questions
What is the average rent in Carthage, TX?
Renting in Carthage costs a median of about $1,382 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Carthage?
To keep rent under 30% of income, you need about $55,280 a year, or $27 an hour at a full-time job.
Is Carthage cheap or expensive?
Carthage is rated Expensive: rent takes 30.0% of the typical household income of $55,273. It ranks 190th cheapest of 426 Texas cities we track.
How much are property taxes in Carthage?
The median homeowner in Carthage pays $1,709 a year in property taxes, about 1.04% of the median home value.
Is Carthage more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Carthage?
The median home value in Carthage is $164,200, about 3.0 times the typical yearly household income.
6,601 people live in Carthage. Numbers are typical (middle) values.