Rent here is among the highest 10% in the country. Household incomes are higher than in 94% of U.S. cities. A typical house costs about 8.4 years of household income, so buying is hard for most locals. Commutes are long, about 34.1 minutes each way. Most homes (77.8%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $110,840 a year. That is $53 an hour at a full-time job.
Is rent cheaper than other California cities?
No. Rent here is more expensive than in most of California. It is number 449 of 653 cities from cheapest to most expensive.
How much do households earn in San Martin?
Share of households by yearly income. 61.1% of households earn $100,000 or more.
Rent by apartment size in San Martin
| Size | San Martin | U.S. average |
|---|---|---|
| 1 bedroom | $2,183 | $1,324 |
| 2 bedrooms | $1,590 | $1,509 |
| 3 bedrooms | $2,949 | $1,698 |
| 4 bedrooms | $3,088 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is San Martin overall?
Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for San Martin, so the California figure is shown.
Taxes and bills in San Martin
Life in San Martin
Is it cheaper to rent or buy in San Martin?
Renting is cheaper right now: about $7,155 a month less.
Owning assumes a typical $1,430,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $143,060 for the down payment.
Frequently asked questions
What is the average rent in San Martin, CA?
Renting in San Martin costs a median of about $2,771 a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in San Martin?
To keep rent under 30% of income, you need about $110,840 a year, or $53 an hour at a full-time job.
Is San Martin cheap or expensive?
San Martin is rated Cheap: rent takes 19.5% of the typical household income of $170,673. It ranks 449th cheapest of 653 California cities we track.
How much are property taxes in San Martin?
The median homeowner in San Martin pays $8,346 a year in property taxes, about 0.58% of the median home value.
Is San Martin more expensive than the national average?
Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in San Martin?
The median home value in San Martin is $1,430,600, about 8.4 times the typical yearly household income.
6,954 people live in San Martin. Numbers are typical (middle) values.