States › California › San Martin

Is San Martin, CA expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,77158% higher than U.S. average
💵 Families earn per year (2026)$170,673about $14,223/month · 96% higher than U.S. average
🔑 House price$1,430,600330% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 94% of U.S. cities. A typical house costs about 8.4 years of household income, so buying is hard for most locals. Commutes are long, about 34.1 minutes each way. Most homes (77.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $110,840 a year. That is $53 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 449 of 653 cities from cheapest to most expensive.

San Martin
$2,771
$3,500+
$2,906

How much do households earn in San Martin?

Under $25k
7.3%
$25k–50k
5.0%
$50k–100k
26.0%
$100k–150k
23.5%
$150k+
37.6%

Share of households by yearly income. 61.1% of households earn $100,000 or more.

Rent by apartment size in San Martin

SizeSan MartinU.S. average
1 bedroom$2,183$1,324
2 bedrooms$1,590$1,509
3 bedrooms$2,949$1,698
4 bedrooms$3,088$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is San Martin overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for San Martin, so the California figure is shown.

Taxes and bills in San Martin

🏛️ Property tax$8,346a year · 0.58% of home value · U.S. $3,119
⚡ Electric bill$264a month (typical) · U.S. $156

Life in San Martin

Commute to work34.1 minU.S.: 26.4 min
College degree36.6%U.S.: 35.7%
Own their home77.8%U.S.: 65.2%
Below poverty line7.9%U.S.: 12.5%
Unemployment2.9%U.S.: 5.2%

Is it cheaper to rent or buy in San Martin?

Renting is cheaper right now: about $7,155 a month less.

Renting
$2,771
Owning
$9,926

Owning assumes a typical $1,430,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $143,060 for the down payment.

Frequently asked questions

What is the average rent in San Martin, CA?

Renting in San Martin costs a median of about $2,771 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in San Martin?

To keep rent under 30% of income, you need about $110,840 a year, or $53 an hour at a full-time job.

Is San Martin cheap or expensive?

San Martin is rated Cheap: rent takes 19.5% of the typical household income of $170,673. It ranks 449th cheapest of 653 California cities we track.

How much are property taxes in San Martin?

The median homeowner in San Martin pays $8,346 a year in property taxes, about 0.58% of the median home value.

Is San Martin more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in San Martin?

The median home value in San Martin is $1,430,600, about 8.4 times the typical yearly household income.

6,954 people live in San Martin. Numbers are typical (middle) values.