States › California › Mira Monte

Is Mira Monte, CA expensive to live in?

ExpensiveRent takes 33 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,13922% higher than U.S. average
💵 Families earn per year (2026)$78,600about $6,550/month · 10% lower than U.S. average
🔑 House price$812,200144% higher than U.S. average

Rent is higher than in 74% of U.S. cities. A typical house costs about 10.3 years of household income, so buying is hard for most locals. Most homes (84.2%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $85,560 a year. That is $41 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 266 of 653 cities from cheapest to most expensive.

Mira Monte
$2,139
$2,906
$1,805

How much do households earn in Mira Monte?

Under $25k
10.9%
$25k–50k
23.8%
$50k–100k
26.6%
$100k–150k
14.5%
$150k+
15.7%

Share of households by yearly income. 30.2% of households earn $100,000 or more.

Rent by apartment size in Mira Monte

SizeMira MonteU.S. average
1 bedroom$1,512$1,324
2 bedrooms$2,173$1,509

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Mira Monte overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mira Monte, so the California figure is shown.

Taxes and bills in Mira Monte

🏛️ Property tax$4,448a year · 0.55% of home value · U.S. $3,119
⚡ Electric bill$103a month (typical) · U.S. $156

Life in Mira Monte

Commute to work27.4 minU.S.: 26.4 min
College degree42.6%U.S.: 35.7%
Own their home84.2%U.S.: 65.2%
Below poverty line16.3%U.S.: 12.5%
Unemployment6%U.S.: 5.2%

Is it cheaper to rent or buy in Mira Monte?

Renting is cheaper right now: about $3,497 a month less.

Renting
$2,139
Owning
$5,636

Owning assumes a typical $812,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $81,220 for the down payment.

Frequently asked questions

What is the average rent in Mira Monte, CA?

Renting in Mira Monte costs a median of about $2,139 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Mira Monte?

To keep rent under 30% of income, you need about $85,560 a year, or $41 an hour at a full-time job.

Is Mira Monte cheap or expensive?

Mira Monte is rated Expensive: rent takes 32.7% of the typical household income of $78,600. It ranks 266th cheapest of 653 California cities we track.

How much are property taxes in Mira Monte?

The median homeowner in Mira Monte pays $4,448 a year in property taxes, about 0.55% of the median home value.

Is Mira Monte more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Mira Monte?

The median home value in Mira Monte is $812,200, about 10.3 times the typical yearly household income.

6,888 people live in Mira Monte. Numbers are typical (middle) values.