States › Arizona › Saddlebrooke

Is Saddlebrooke, AZ expensive to live in?

ExpensiveRent takes 37 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,94168% higher than U.S. average
💵 Families earn per year (2026)$95,648about $7,971/month · 10% higher than U.S. average
🔑 House price$498,70050% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 5.2 years of household income. Commutes are long, about 33.2 minutes each way. Most homes (95.4%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $117,640 a year. That is $57 an hour at a full-time job.

Is rent cheaper than other Arizona cities?

No. Rent here is more expensive than in most of Arizona. It is number 90 of 93 cities from cheapest to most expensive.

Saddlebrooke
$2,941
$2,940

How much do households earn in Saddlebrooke?

Under $25k
7.1%
$25k–50k
22.7%
$50k–100k
31.8%
$100k–150k
21.3%
$150k+
13.0%

Share of households by yearly income. 34.3% of households earn $100,000 or more.

Rent by apartment size in Saddlebrooke

SizeSaddlebrookeU.S. average
2 bedrooms$3,268$1,509
3 bedrooms$2,949$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Saddlebrooke overall?

Everyday prices in Arizona overall are 1% above the U.S. average (index 100.7, U.S. = 100).

Housing
107
Goods (food, clothes…)
95
Utilities
92
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Saddlebrooke, so the Arizona figure is shown.

Taxes and bills in Saddlebrooke

🏛️ Property tax$3,165a year · 0.63% of home value · U.S. $3,119
⚡ Electric bill$128a month (typical) · U.S. $156

Life in Saddlebrooke

Commute to work33.2 minU.S.: 26.4 min
College degree52.6%U.S.: 35.7%
Own their home95.4%U.S.: 65.2%
Below poverty line5.4%U.S.: 12.5%
Unemployment9.3%U.S.: 5.2%

Is it cheaper to rent or buy in Saddlebrooke?

Renting is cheaper right now: about $519 a month less.

Renting
$2,941
Owning
$3,460

Owning assumes a typical $498,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $49,870 for the down payment.

Frequently asked questions

What is the average rent in Saddlebrooke, AZ?

Renting in Saddlebrooke costs a median of about $2,941 a month in 2026, including utilities. The Arizona median is $1,671.

How much do I need to make to live in Saddlebrooke?

To keep rent under 30% of income, you need about $117,640 a year, or $57 an hour at a full-time job.

Is Saddlebrooke cheap or expensive?

Saddlebrooke is rated Expensive: rent takes 36.9% of the typical household income of $95,648. It ranks 90th cheapest of 93 Arizona cities we track.

How much are property taxes in Saddlebrooke?

The median homeowner in Saddlebrooke pays $3,165 a year in property taxes, about 0.63% of the median home value.

Is Saddlebrooke more expensive than the national average?

Overall prices in Arizona are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Saddlebrooke?

The median home value in Saddlebrooke is $498,700, about 5.2 times the typical yearly household income.

13,085 people live in Saddlebrooke. Numbers are typical (middle) values.