States › Arizona › Sun Lakes

Is Sun Lakes, AZ expensive to live in?

ExpensiveRent takes 48 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,94068% higher than U.S. average
💵 Families earn per year (2026)$73,179about $6,098/month · 16% lower than U.S. average
🔑 House price$455,20037% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 6.2 years of household income, so buying is hard for most locals. Most homes (88%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $117,600 a year. That is $57 an hour at a full-time job.

Is rent cheaper than other Arizona cities?

No. Rent here is more expensive than in most of Arizona. It is number 89 of 93 cities from cheapest to most expensive.

Sun Lakes
$2,940

How much do households earn in Sun Lakes?

Under $25k
15.4%
$25k–50k
22.3%
$50k–100k
34.7%
$100k–150k
13.7%
$150k+
7.0%

Share of households by yearly income. 20.7% of households earn $100,000 or more.

Rent by apartment size in Sun Lakes

SizeSun LakesU.S. average
1 bedroom$2,804$1,324
2 bedrooms$1,899$1,509

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Sun Lakes overall?

Everyday prices in Arizona overall are 1% above the U.S. average (index 100.7, U.S. = 100).

Housing
107
Goods (food, clothes…)
95
Utilities
92
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Sun Lakes, so the Arizona figure is shown.

Taxes and bills in Sun Lakes

🏛️ Property tax$2,658a year · 0.58% of home value · U.S. $3,119
⚡ Electric bill$150a month (typical) · U.S. $156

Life in Sun Lakes

Commute to work20.5 minU.S.: 26.4 min
College degree39.4%U.S.: 35.7%
Own their home88%U.S.: 65.2%
Below poverty line9.4%U.S.: 12.5%
Unemployment4.5%U.S.: 5.2%

Is it cheaper to rent or buy in Sun Lakes?

Renting is cheaper right now: about $218 a month less.

Renting
$2,940
Owning
$3,158

Owning assumes a typical $455,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $45,520 for the down payment.

Frequently asked questions

What is the average rent in Sun Lakes, AZ?

Renting in Sun Lakes costs a median of about $2,940 a month in 2026, including utilities. The Arizona median is $1,671.

How much do I need to make to live in Sun Lakes?

To keep rent under 30% of income, you need about $117,600 a year, or $57 an hour at a full-time job.

Is Sun Lakes cheap or expensive?

Sun Lakes is rated Expensive: rent takes 48.2% of the typical household income of $73,179. It ranks 89th cheapest of 93 Arizona cities we track.

How much are property taxes in Sun Lakes?

The median homeowner in Sun Lakes pays $2,658 a year in property taxes, about 0.58% of the median home value.

Is Sun Lakes more expensive than the national average?

Overall prices in Arizona are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Sun Lakes?

The median home value in Sun Lakes is $455,200, about 6.2 times the typical yearly household income.

13,924 people live in Sun Lakes. Numbers are typical (middle) values.