salaryRent here is among the highest 10% in the country. Household incomes are higher than in 100% of U.S. cities. A typical house costs about 7.0 years of household income, so buying is hard for most locals. Commutes are long, about 39.8 minutes each way. It is a highly educated city: 80.5% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 321 of 343 cities from cheapest to most expensive.
How much do households earn in Rye?
Share of households by yearly income. 73.3% of households earn $100,000 or more.
Rent by apartment size in Rye
| Size | Rye | U.S. average |
|---|---|---|
| 1 bedroom | $2,430 | $1,324 |
| 2 bedrooms | $3,070 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Rye overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rye, so the New York figure is shown.
Taxes and bills in Rye
Life in Rye
Is it cheaper to rent or buy in Rye?
Renting is cheaper right now: about $9,127 a month less.
Owning assumes a typical $1,819,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $181,990 for the down payment.
Frequently asked questions
What is the average rent in Rye, NY?
Renting in Rye costs a median of about $3,500+ a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Rye?
To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.
Is Rye cheap or expensive?
Rye is rated Cheap: rent takes 16.2% of the typical household income of $258,640. It ranks 321st cheapest of 343 New York cities we track.
How much are property taxes in Rye?
The median homeowner in Rye pays $10,000+ a year in property taxes, about 0.55% of the median home value.
Is Rye more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Rye?
The median home value in Rye is $1,819,900, about 7.0 times the typical yearly household income.
16,428 people live in Rye. Numbers are typical (middle) values.