salaryRent is higher than in 89% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 36.8 minutes each way. Most homes (81.6%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $107,160 a year. That is $52 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 254 of 343 cities from cheapest to most expensive.
How much do households earn in Mastic Beach?
Share of households by yearly income. 37.7% of households earn $100,000 or more.
Rent by apartment size in Mastic Beach
| Size | Mastic Beach | U.S. average |
|---|---|---|
| 1 bedroom | $1,396 | $1,324 |
| 2 bedrooms | $2,692 | $1,509 |
| 3 bedrooms | $2,443 | $1,698 |
| 4 bedrooms | $3,575 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Mastic Beach overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mastic Beach, so the New York figure is shown.
Taxes and bills in Mastic Beach
Life in Mastic Beach
Is it cheaper to rent or buy in Mastic Beach?
Buying is cheaper month to month: about $201 a month less than renting.
Owning assumes a typical $357,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $35,720 for the down payment.
Frequently asked questions
What is the average rent in Mastic Beach, NY?
Renting in Mastic Beach costs a median of about $2,679 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Mastic Beach?
To keep rent under 30% of income, you need about $107,160 a year, or $52 an hour at a full-time job.
Is Mastic Beach cheap or expensive?
Mastic Beach is rated OK: rent takes 26.7% of the typical household income of $120,245. It ranks 254th cheapest of 343 New York cities we track.
How much are property taxes in Mastic Beach?
The median homeowner in Mastic Beach pays $8,027 a year in property taxes, about 2.25% of the median home value.
Is Mastic Beach more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Mastic Beach?
The median home value in Mastic Beach is $357,200, about 3.0 times the typical yearly household income.
16,735 people live in Mastic Beach. Numbers are typical (middle) values.