salaryRent is higher than in 87% of U.S. cities. Household incomes are higher than in 91% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are long, about 33.8 minutes each way. It is a highly educated city: 60.5% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $102,760 a year. That is $49 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
No. Rent here is more expensive than in most of New Jersey. It is number 200 of 291 cities from cheapest to most expensive.
How much do households earn in Rutherford?
Share of households by yearly income. 55.3% of households earn $100,000 or more.
Rent by apartment size in Rutherford
| Size | Rutherford | U.S. average |
|---|---|---|
| Studio | $1,483 | $1,338 |
| 1 bedroom | $1,843 | $1,324 |
| 2 bedrooms | $2,339 | $1,509 |
| 3 bedrooms | $2,354 | $1,698 |
| 4 bedrooms | $3,608 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Rutherford overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rutherford, so the New Jersey figure is shown.
Taxes and bills in Rutherford
Life in Rutherford
Is it cheaper to rent or buy in Rutherford?
Renting is cheaper right now: about $1,619 a month less.
Owning assumes a typical $603,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $60,360 for the down payment.
Frequently asked questions
What is the average rent in Rutherford, NJ?
Renting in Rutherford costs a median of about $2,569 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Rutherford?
To keep rent under 30% of income, you need about $102,760 a year, or $49 an hour at a full-time job.
Is Rutherford cheap or expensive?
Rutherford is rated Cheap: rent takes 20.0% of the typical household income of $154,391. It ranks 200th cheapest of 291 New Jersey cities we track.
How much are property taxes in Rutherford?
The median homeowner in Rutherford pays $10,000+ a year in property taxes, about 1.66% of the median home value.
Is Rutherford more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Rutherford?
The median home value in Rutherford is $603,600, about 3.9 times the typical yearly household income.
18,894 people live in Rutherford. Numbers are typical (middle) values.