salaryRent is higher than in 85% of U.S. cities. A typical house costs about 3.1 years of household income. Commutes are long, about 32.6 minutes each way. Most homes (95.8%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $98,920 a year. That is $48 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
No. Rent here is more expensive than in most of New Jersey. It is number 187 of 291 cities from cheapest to most expensive.
How much do households earn in Ocean Acres?
Share of households by yearly income. 48.7% of households earn $100,000 or more.
Rent by apartment size in Ocean Acres
| Size | Ocean Acres | U.S. average |
|---|---|---|
| 2 bedrooms | $2,395 | $1,509 |
| 3 bedrooms | $2,469 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Ocean Acres overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ocean Acres, so the New Jersey figure is shown.
Taxes and bills in Ocean Acres
Life in Ocean Acres
Is it cheaper to rent or buy in Ocean Acres?
Renting is cheaper right now: about $320 a month less.
Owning assumes a typical $402,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,250 for the down payment.
Frequently asked questions
What is the average rent in Ocean Acres, NJ?
Renting in Ocean Acres costs a median of about $2,473 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Ocean Acres?
To keep rent under 30% of income, you need about $98,920 a year, or $48 an hour at a full-time job.
Is Ocean Acres cheap or expensive?
Ocean Acres is rated OK: rent takes 22.6% of the typical household income of $131,495. It ranks 187th cheapest of 291 New Jersey cities we track.
How much are property taxes in Ocean Acres?
The median homeowner in Ocean Acres pays $6,314 a year in property taxes, about 1.57% of the median home value.
Is Ocean Acres more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Ocean Acres?
The median home value in Ocean Acres is $402,500, about 3.1 times the typical yearly household income.
19,204 people live in Ocean Acres. Numbers are typical (middle) values.