States › New York › Rotterdam

Is Rotterdam, NY expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,50214% lower than U.S. average
💵 Families earn per year (2026)$92,629about $7,719/month · 6% higher than U.S. average
🔑 House price$214,40036% lower than U.S. average

Rent is lower than in 58% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (76.4%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $60,080 a year. That is $29 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 91 of 343 cities from cheapest to most expensive.

Rotterdam
$1,502
$2,561
$3,221
$1,887
$1,939

How much do households earn in Rotterdam?

Under $25k
8.8%
$25k–50k
18.7%
$50k–100k
44.3%
$100k–150k
19.8%
$150k+
5.9%

Share of households by yearly income. 25.6% of households earn $100,000 or more.

Rent by apartment size in Rotterdam

SizeRotterdamU.S. average
1 bedroom$1,280$1,324
2 bedrooms$1,427$1,509
3 bedrooms$1,801$1,698
4 bedrooms$2,018$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Rotterdam overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rotterdam, so the New York figure is shown.

Taxes and bills in Rotterdam

🏛️ Property tax$4,599a year · 2.15% of home value · U.S. $3,119
⚡ Electric bill$185a month (typical) · U.S. $156

Life in Rotterdam

Commute to work22.3 minU.S.: 26.4 min
College degree32%U.S.: 35.7%
Own their home76.4%U.S.: 65.2%
Below poverty line6.8%U.S.: 12.5%
Unemployment3.3%U.S.: 5.2%

Is it cheaper to rent or buy in Rotterdam?

About the same. Renting and owning cost within $14 of each other each month.

Renting
$1,502
Owning
$1,488

Owning assumes a typical $214,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,440 for the down payment.

Frequently asked questions

What is the average rent in Rotterdam, NY?

Renting in Rotterdam costs a median of about $1,502 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Rotterdam?

To keep rent under 30% of income, you need about $60,080 a year, or $29 an hour at a full-time job.

Is Rotterdam cheap or expensive?

Rotterdam is rated Cheap: rent takes 19.5% of the typical household income of $92,629. It ranks 91st cheapest of 343 New York cities we track.

How much are property taxes in Rotterdam?

The median homeowner in Rotterdam pays $4,599 a year in property taxes, about 2.15% of the median home value.

Is Rotterdam more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Rotterdam?

The median home value in Rotterdam is $214,400, about 2.3 times the typical yearly household income.

22,695 people live in Rotterdam. Numbers are typical (middle) values.