salaryRent here is among the highest 10% in the country. Household incomes are higher than in 100% of U.S. cities. A typical house costs about 4.1 years of household income. Commutes are long, about 34.9 minutes each way. Most homes (93.7%) are owned, so rentals can be hard to find. It is a highly educated city: 75.9% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $144,120 a year. That is $69 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 333 of 343 cities from cheapest to most expensive.
How much do households earn in Garden City?
Share of households by yearly income. 73.1% of households earn $100,000 or more.
Rent by apartment size in Garden City
| Size | Garden City | U.S. average |
|---|---|---|
| 1 bedroom | $3,773 | $1,324 |
| 2 bedrooms | $3,500+ | $1,509 |
| 3 bedrooms | $3,140 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Garden City overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Garden City, so the New York figure is shown.
Taxes and bills in Garden City
Life in Garden City
Is it cheaper to rent or buy in Garden City?
Renting is cheaper right now: about $3,862 a month less.
Owning assumes a typical $1,075,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $107,590 for the down payment.
Frequently asked questions
What is the average rent in Garden City, NY?
Renting in Garden City costs a median of about $3,603 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Garden City?
To keep rent under 30% of income, you need about $144,120 a year, or $69 an hour at a full-time job.
Is Garden City cheap or expensive?
Garden City is rated Cheap: rent takes 16.4% of the typical household income of $263,318. It ranks 333rd cheapest of 343 New York cities we track.
How much are property taxes in Garden City?
The median homeowner in Garden City pays $10,000+ a year in property taxes, about 0.93% of the median home value.
Is Garden City more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Garden City?
The median home value in Garden City is $1,075,900, about 4.1 times the typical yearly household income.
22,941 people live in Garden City. Numbers are typical (middle) values.