States › New York › Rochester

Is Rochester, NY expensive to live in?

ExpensiveRent takes 31 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,33124% lower than U.S. average
💵 Families earn per year (2026)$50,919about $4,243/month · 42% lower than U.S. average
🔑 House price$139,60058% lower than U.S. average

Rochester is the 4th-largest city in New York that we track, with 208,772 residents. Rent is lower than in 67% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.3 minutes. Most households rent (62%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $53,240 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 67 of 343 cities from cheapest to most expensive.

Rochester
$1,331
$2,436
$1,397
$1,328
$1,656

Compare Rochester with other big cities

vs New Yorkvs Los Angelesvs Chicagovs Houstonvs Buffalovs Yonkersvs Lincolnvs Oklahoma Cityvs Detroitvs Columbusvs Sioux Fallsvs Tucson

Compare Rochester to 149 other cities →

How much do households earn in Rochester?

Under $25k
25.2%
$25k–50k
25.5%
$50k–100k
26.0%
$100k–150k
9.5%
$150k+
5.0%

Share of households by yearly income. 14.5% of households earn $100,000 or more.

Rent by apartment size in Rochester

SizeRochesterU.S. average
Studio$873$1,338
1 bedroom$990$1,324
2 bedrooms$1,281$1,509
3 bedrooms$1,437$1,698
4 bedrooms$1,635$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Rochester overall?

Everyday prices in the Rochester metro area are 3% below the U.S. average (index 97.0, U.S. = 100).

Housing
87
Goods (food, clothes…)
100
Utilities
133
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Rochester

🏛️ Property tax$3,152a year · 2.26% of home value · U.S. $3,119
⚡ Electric bill$155a month (typical) · U.S. $156

Life in Rochester

Commute to work19.3 minU.S.: 26.4 min
College degree30%U.S.: 35.7%
Own their home38.1%U.S.: 65.2%
Below poverty line27.8%U.S.: 12.5%
Unemployment7.9%U.S.: 5.2%

What jobs pay in Rochester

JobMedian payRent / pay
Lawyer$148,15010.8%
Pharmacist$136,31011.7%
Physician Assistant$130,43012.2%
Nurse Practitioner$128,11012.5%
Software Developer$122,77013.0%
Operations Manager$103,69015.4%
Civil Engineer$99,46016.1%
Computer Systems Analyst$97,24016.4%
Dental Hygienist$93,65017.1%
Police Officer$92,92017.2%
Firefighter$89,12017.9%
Registered Nurse$86,57018.4%
Accountant$80,89019.7%
Electrician$77,31020.7%
Market Research Analyst$77,17020.7%
Plumber$73,58021.7%
HVAC Technician$63,57025.1%
Elementary School Teacher$62,84025.4%
Licensed Practical Nurse$62,06025.7%
Carpenter$59,49026.8%
Truck Driver$58,92027.1%
Server (Waiter/Waitress)$45,31035.3%
Customer Service Representative$44,74035.7%
Medical Assistant$41,71038.3%
Nursing Assistant$40,05039.9%
Warehouse Worker$40,05039.9%
Restaurant Cook$38,38041.6%
Retail Salesperson$34,65046.1%
Cashier$33,85047.2%

Is it cheaper to rent or buy in Rochester?

Buying is cheaper month to month: about $362 a month less than renting.

Renting
$1,331
Owning
$969

Owning assumes a typical $139,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $13,960 for the down payment.

Frequently asked questions

What is the average rent in Rochester, NY?

Renting in Rochester costs a median of about $1,331 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Rochester?

To keep rent under 30% of income, you need about $53,240 a year, or $26 an hour at a full-time job.

Is Rochester cheap or expensive?

Rochester is rated Expensive: rent takes 31.4% of the typical household income of $50,919. It ranks 67th cheapest of 343 New York cities we track.

How much are property taxes in Rochester?

The median homeowner in Rochester pays $3,152 a year in property taxes, about 2.26% of the median home value.

Is Rochester more expensive than the national average?

Overall prices in the metro area are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Rochester?

The median home value in Rochester is $139,600, about 2.7 times the typical yearly household income.

208,772 people live in Rochester. Numbers are typical (middle) values.