States › Tennessee › Ripley

Is Ripley, TN expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$84252% lower than U.S. average
💵 Families earn per year (2026)$40,370about $3,364/month · 54% lower than U.S. average
🔑 House price$154,90053% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $33,680 a year. That is $16 an hour at a full-time job.

Is rent cheaper than other Tennessee cities?

Yes. Rent here is cheaper than in most of Tennessee. It is number 16 of 114 cities from cheapest to most expensive.

Ripley
$842
Dayton
$1,489
Humboldt
$1,024
South Cleveland
$889
Tellico Village
$1,112
Savannah
$1,121
Lexington
$398

How much do households earn in Ripley?

Under $25k
34.0%
$25k–50k
24.7%
$50k–100k
18.8%
$100k–150k
8.9%
$150k+
5.4%

Share of households by yearly income. 14.3% of households earn $100,000 or more.

Rent by apartment size in Ripley

SizeRipleyU.S. average
Studio$918$1,338
1 bedroom$277$1,324
2 bedrooms$807$1,509
3 bedrooms$949$1,698
4 bedrooms$1,030$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ripley overall?

Everyday prices in Tennessee overall are 8% below the U.S. average (index 91.9, U.S. = 100).

Housing
79
Goods (food, clothes…)
96
Utilities
72
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ripley, so the Tennessee figure is shown.

Taxes and bills in Ripley

🏛️ Property tax$1,171a year · 0.76% of home value · U.S. $3,119
⚡ Electric bill$167a month (typical) · U.S. $156

Life in Ripley

Commute to work23.2 minU.S.: 26.4 min
College degree16.3%U.S.: 35.7%
Own their home45.2%U.S.: 65.2%
Below poverty line30.7%U.S.: 12.5%
Unemployment8.2%U.S.: 5.2%

Is it cheaper to rent or buy in Ripley?

Renting is cheaper right now: about $233 a month less.

Renting
$842
Owning
$1,075

Owning assumes a typical $154,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,490 for the down payment.

Frequently asked questions

What is the average rent in Ripley, TN?

Renting in Ripley costs a median of about $842 a month in 2026, including utilities. The Tennessee median is $1,279.

How much do I need to make to live in Ripley?

To keep rent under 30% of income, you need about $33,680 a year, or $16 an hour at a full-time job.

Is Ripley cheap or expensive?

Ripley is rated OK: rent takes 25.0% of the typical household income of $40,370. It ranks 16th cheapest of 114 Tennessee cities we track.

How much are property taxes in Ripley?

The median homeowner in Ripley pays $1,171 a year in property taxes, about 0.76% of the median home value.

Is Ripley more expensive than the national average?

Overall prices in Tennessee are 8% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ripley?

The median home value in Ripley is $154,900, about 3.8 times the typical yearly household income.

7,658 people live in Ripley. Numbers are typical (middle) values.