States › Tennessee › Humboldt

Is Humboldt, TN expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,02442% lower than U.S. average
💵 Families earn per year (2026)$57,071about $4,756/month · 34% lower than U.S. average
🔑 House price$102,30069% lower than U.S. average

Rent is lower than in 86% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 17.5 minutes.

How much money do I need?

To rent here comfortably, you should earn about $40,960 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Tennessee cities?

Yes. Rent here is cheaper than in most of Tennessee. It is number 30 of 114 cities from cheapest to most expensive.

Humboldt
$1,024
$842
$1,489
$1,279

How much do households earn in Humboldt?

Under $25k
24.2%
$25k–50k
28.3%
$50k–100k
31.3%
$100k–150k
8.4%
$150k+
3.5%

Share of households by yearly income. 11.9% of households earn $100,000 or more.

Rent by apartment size in Humboldt

SizeHumboldtU.S. average
1 bedroom$398$1,324
2 bedrooms$705$1,509
3 bedrooms$1,036$1,698
4 bedrooms$908$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Humboldt overall?

Everyday prices in Tennessee overall are 8% below the U.S. average (index 91.9, U.S. = 100).

Housing
79
Goods (food, clothes…)
96
Utilities
72
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Humboldt, so the Tennessee figure is shown.

Taxes and bills in Humboldt

🏛️ Property tax$818a year · 0.80% of home value · U.S. $3,119
⚡ Electric bill$214a month (typical) · U.S. $156

Life in Humboldt

Commute to work17.5 minU.S.: 26.4 min
College degree16.6%U.S.: 35.7%
Own their home54.8%U.S.: 65.2%
Below poverty line13.3%U.S.: 12.5%
Unemployment6.1%U.S.: 5.2%

Is it cheaper to rent or buy in Humboldt?

Buying is cheaper month to month: about $314 a month less than renting.

Renting
$1,024
Owning
$710

Owning assumes a typical $102,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,230 for the down payment.

Frequently asked questions

What is the average rent in Humboldt, TN?

Renting in Humboldt costs a median of about $1,024 a month in 2026, including utilities. The Tennessee median is $1,279.

How much do I need to make to live in Humboldt?

To keep rent under 30% of income, you need about $40,960 a year, or $20 an hour at a full-time job.

Is Humboldt cheap or expensive?

Humboldt is rated OK: rent takes 21.5% of the typical household income of $57,071. It ranks 30th cheapest of 114 Tennessee cities we track.

How much are property taxes in Humboldt?

The median homeowner in Humboldt pays $818 a year in property taxes, about 0.80% of the median home value.

Is Humboldt more expensive than the national average?

Overall prices in Tennessee are 8% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Humboldt?

The median home value in Humboldt is $102,300, about 1.8 times the typical yearly household income.

7,787 people live in Humboldt. Numbers are typical (middle) values.