States › California › Rancho Cucamonga

Is Rancho Cucamonga, CA expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,63650% higher than U.S. average
💵 Families earn per year (2026)$120,679about $10,057/month · 39% higher than U.S. average
🔑 House price$740,200122% higher than U.S. average

Rent is higher than in 88% of U.S. cities. A typical house costs about 6.1 years of household income, so buying is hard for most locals. Commutes are long, about 32.3 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $105,440 a year. That is $51 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 421 of 653 cities from cheapest to most expensive.

Rancho Cucamonga
$2,636
$2,731
$2,759
$2,618
$2,211

How much do households earn in Rancho Cucamonga?

Under $25k
7.7%
$25k–50k
13.6%
$50k–100k
31.2%
$100k–150k
23.8%
$150k+
20.3%

Share of households by yearly income. 44.0% of households earn $100,000 or more.

Rent by apartment size in Rancho Cucamonga

SizeRancho CucamongaU.S. average
Studio$2,083$1,338
1 bedroom$2,181$1,324
2 bedrooms$2,454$1,509
3 bedrooms$2,970$1,698
4 bedrooms$3,326$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Rancho Cucamonga overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rancho Cucamonga, so the California figure is shown.

Taxes and bills in Rancho Cucamonga

🏛️ Property tax$5,108a year · 0.69% of home value · U.S. $3,119
⚡ Electric bill$150a month (typical) · U.S. $156

Life in Rancho Cucamonga

Commute to work32.3 minU.S.: 26.4 min
College degree37.5%U.S.: 35.7%
Own their home62.3%U.S.: 65.2%
Below poverty line8%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

Is it cheaper to rent or buy in Rancho Cucamonga?

Renting is cheaper right now: about $2,500 a month less.

Renting
$2,636
Owning
$5,136

Owning assumes a typical $740,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $74,020 for the down payment.

Frequently asked questions

What is the average rent in Rancho Cucamonga, CA?

Renting in Rancho Cucamonga costs a median of about $2,636 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Rancho Cucamonga?

To keep rent under 30% of income, you need about $105,440 a year, or $51 an hour at a full-time job.

Is Rancho Cucamonga cheap or expensive?

Rancho Cucamonga is rated OK: rent takes 26.2% of the typical household income of $120,679. It ranks 421st cheapest of 653 California cities we track.

How much are property taxes in Rancho Cucamonga?

The median homeowner in Rancho Cucamonga pays $5,108 a year in property taxes, about 0.69% of the median home value.

Is Rancho Cucamonga more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Rancho Cucamonga?

The median home value in Rancho Cucamonga is $740,200, about 6.1 times the typical yearly household income.

175,411 people live in Rancho Cucamonga. Numbers are typical (middle) values.