States › California › Elk Grove

Is Elk Grove, CA expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,75957% higher than U.S. average
💵 Families earn per year (2026)$135,809about $11,317/month · 56% higher than U.S. average
🔑 House price$630,10089% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 85% of U.S. cities. A typical house costs about 4.6 years of household income. Commutes are long, about 30.8 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $110,360 a year. That is $53 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 446 of 653 cities from cheapest to most expensive.

Elk Grove
$2,759
$2,618
$2,731
$2,211

How much do households earn in Elk Grove?

Under $25k
6.1%
$25k–50k
11.5%
$50k–100k
29.4%
$100k–150k
28.2%
$150k+
22.3%

Share of households by yearly income. 50.5% of households earn $100,000 or more.

Rent by apartment size in Elk Grove

SizeElk GroveU.S. average
Studio$1,288$1,338
1 bedroom$1,411$1,324
2 bedrooms$2,028$1,509
3 bedrooms$2,532$1,698
4 bedrooms$2,870$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Elk Grove overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Elk Grove, so the California figure is shown.

Taxes and bills in Elk Grove

🏛️ Property tax$5,266a year · 0.84% of home value · U.S. $3,119
⚡ Electric bill$147a month (typical) · U.S. $156

Life in Elk Grove

Commute to work30.8 minU.S.: 26.4 min
College degree38.9%U.S.: 35.7%
Own their home73.8%U.S.: 65.2%
Below poverty line8%U.S.: 12.5%
Unemployment6.4%U.S.: 5.2%

Is it cheaper to rent or buy in Elk Grove?

Renting is cheaper right now: about $1,613 a month less.

Renting
$2,759
Owning
$4,372

Owning assumes a typical $630,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $63,010 for the down payment.

Frequently asked questions

What is the average rent in Elk Grove, CA?

Renting in Elk Grove costs a median of about $2,759 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Elk Grove?

To keep rent under 30% of income, you need about $110,360 a year, or $53 an hour at a full-time job.

Is Elk Grove cheap or expensive?

Elk Grove is rated OK: rent takes 24.4% of the typical household income of $135,809. It ranks 446th cheapest of 653 California cities we track.

How much are property taxes in Elk Grove?

The median homeowner in Elk Grove pays $5,266 a year in property taxes, about 0.84% of the median home value.

Is Elk Grove more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Elk Grove?

The median home value in Elk Grove is $630,100, about 4.6 times the typical yearly household income.

179,155 people live in Elk Grove. Numbers are typical (middle) values.