salaryRent is lower than in 85% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 15.7 minutes.
How much money do I need?
To rent here comfortably, you should earn about $42,240 a year. That is $20 an hour at a full-time job.
Is rent cheaper than other Oklahoma cities?
Yes. Rent here is cheaper than in most of Oklahoma. It is number 37 of 75 cities from cheapest to most expensive.
How much do households earn in Ponca City?
Share of households by yearly income. 15.4% of households earn $100,000 or more.
Rent by apartment size in Ponca City
| Size | Ponca City | U.S. average |
|---|---|---|
| Studio | $418 | $1,338 |
| 1 bedroom | $593 | $1,324 |
| 2 bedrooms | $867 | $1,509 |
| 3 bedrooms | $1,125 | $1,698 |
| 4 bedrooms | $1,223 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Ponca City overall?
Everyday prices in Oklahoma overall are 12% below the U.S. average (index 87.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ponca City, so the Oklahoma figure is shown.
Taxes and bills in Ponca City
Life in Ponca City
Is it cheaper to rent or buy in Ponca City?
Buying is cheaper month to month: about $114 a month less than renting.
Owning assumes a typical $135,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $13,580 for the down payment.
Frequently asked questions
What is the average rent in Ponca City, OK?
Renting in Ponca City costs a median of about $1,056 a month in 2026, including utilities. The Oklahoma median is $1,069.
How much do I need to make to live in Ponca City?
To keep rent under 30% of income, you need about $42,240 a year, or $20 an hour at a full-time job.
Is Ponca City cheap or expensive?
Ponca City is rated OK: rent takes 21.0% of the typical household income of $60,332. It ranks 37th cheapest of 75 Oklahoma cities we track.
How much are property taxes in Ponca City?
The median homeowner in Ponca City pays $910 a year in property taxes, about 0.67% of the median home value.
Is Ponca City more expensive than the national average?
Overall prices in Oklahoma are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Ponca City?
The median home value in Ponca City is $135,800, about 2.3 times the typical yearly household income.
24,326 people live in Ponca City. Numbers are typical (middle) values.