States › Oklahoma › Duncan

Is Duncan, OK expensive to live in?

OKRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,04840% lower than U.S. average
💵 Families earn per year (2026)$62,611about $5,218/month · 28% lower than U.S. average
🔑 House price$131,50060% lower than U.S. average

Rent is lower than in 85% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $41,920 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Oklahoma cities?

Yes. Rent here is cheaper than in most of Oklahoma. It is number 35 of 75 cities from cheapest to most expensive.

Duncan
$1,048
$1,252
$1,390
$1,350
$1,176
$1,480

How much do households earn in Duncan?

Under $25k
19.3%
$25k–50k
24.9%
$50k–100k
32.2%
$100k–150k
10.3%
$150k+
6.1%

Share of households by yearly income. 16.4% of households earn $100,000 or more.

Rent by apartment size in Duncan

SizeDuncanU.S. average
Studio$706$1,338
1 bedroom$650$1,324
2 bedrooms$876$1,509
3 bedrooms$1,145$1,698
4 bedrooms$1,400$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Duncan overall?

Everyday prices in Oklahoma overall are 12% below the U.S. average (index 87.8, U.S. = 100).

Housing
63
Goods (food, clothes…)
94
Utilities
74
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Duncan, so the Oklahoma figure is shown.

Taxes and bills in Duncan

🏛️ Property tax$944a year · 0.72% of home value · U.S. $3,119
⚡ Electric bill$209a month (typical) · U.S. $156

Life in Duncan

Commute to work21.9 minU.S.: 26.4 min
College degree20.2%U.S.: 35.7%
Own their home67.7%U.S.: 65.2%
Below poverty line20.5%U.S.: 12.5%
Unemployment6.8%U.S.: 5.2%

Is it cheaper to rent or buy in Duncan?

Buying is cheaper month to month: about $136 a month less than renting.

Renting
$1,048
Owning
$912

Owning assumes a typical $131,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $13,150 for the down payment.

Frequently asked questions

What is the average rent in Duncan, OK?

Renting in Duncan costs a median of about $1,048 a month in 2026, including utilities. The Oklahoma median is $1,069.

How much do I need to make to live in Duncan?

To keep rent under 30% of income, you need about $41,920 a year, or $20 an hour at a full-time job.

Is Duncan cheap or expensive?

Duncan is rated OK: rent takes 20.1% of the typical household income of $62,611. It ranks 35th cheapest of 75 Oklahoma cities we track.

How much are property taxes in Duncan?

The median homeowner in Duncan pays $944 a year in property taxes, about 0.72% of the median home value.

Is Duncan more expensive than the national average?

Overall prices in Oklahoma are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Duncan?

The median home value in Duncan is $131,500, about 2.1 times the typical yearly household income.

22,958 people live in Duncan. Numbers are typical (middle) values.