Rent is lower than in 85% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.
How much money do I need?
To rent here comfortably, you should earn about $41,920 a year. That is $20 an hour at a full-time job.
Is rent cheaper than other Oklahoma cities?
Yes. Rent here is cheaper than in most of Oklahoma. It is number 35 of 75 cities from cheapest to most expensive.
How much do households earn in Duncan?
Share of households by yearly income. 16.4% of households earn $100,000 or more.
Rent by apartment size in Duncan
| Size | Duncan | U.S. average |
|---|---|---|
| Studio | $706 | $1,338 |
| 1 bedroom | $650 | $1,324 |
| 2 bedrooms | $876 | $1,509 |
| 3 bedrooms | $1,145 | $1,698 |
| 4 bedrooms | $1,400 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Duncan overall?
Everyday prices in Oklahoma overall are 12% below the U.S. average (index 87.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Duncan, so the Oklahoma figure is shown.
Taxes and bills in Duncan
Life in Duncan
Is it cheaper to rent or buy in Duncan?
Buying is cheaper month to month: about $136 a month less than renting.
Owning assumes a typical $131,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $13,150 for the down payment.
Frequently asked questions
What is the average rent in Duncan, OK?
Renting in Duncan costs a median of about $1,048 a month in 2026, including utilities. The Oklahoma median is $1,069.
How much do I need to make to live in Duncan?
To keep rent under 30% of income, you need about $41,920 a year, or $20 an hour at a full-time job.
Is Duncan cheap or expensive?
Duncan is rated OK: rent takes 20.1% of the typical household income of $62,611. It ranks 35th cheapest of 75 Oklahoma cities we track.
How much are property taxes in Duncan?
The median homeowner in Duncan pays $944 a year in property taxes, about 0.72% of the median home value.
Is Duncan more expensive than the national average?
Overall prices in Oklahoma are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Duncan?
The median home value in Duncan is $131,500, about 2.1 times the typical yearly household income.
22,958 people live in Duncan. Numbers are typical (middle) values.