States › New York › Plattsburgh

Is Plattsburgh, NY expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,22130% lower than U.S. average
💵 Families earn per year (2026)$62,154about $5,180/month · 29% lower than U.S. average
🔑 House price$195,90041% lower than U.S. average

Rent is lower than in 75% of U.S. cities. A typical house costs about 3.2 years of household income. Commutes are short, about 16.6 minutes. Most households rent (62%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $48,840 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 40 of 343 cities from cheapest to most expensive.

Plattsburgh
$1,221
$3,500+
$2,824
$3,500+
$3,500+

How much do households earn in Plattsburgh?

Under $25k
17.1%
$25k–50k
25.4%
$50k–100k
31.3%
$100k–150k
10.3%
$150k+
6.0%

Share of households by yearly income. 16.3% of households earn $100,000 or more.

Rent by apartment size in Plattsburgh

SizePlattsburghU.S. average
Studio$1,145$1,338
1 bedroom$913$1,324
2 bedrooms$1,253$1,509
3 bedrooms$1,141$1,698
4 bedrooms$1,583$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Plattsburgh overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Plattsburgh, so the New York figure is shown.

Taxes and bills in Plattsburgh

🏛️ Property tax$5,392a year · 2.75% of home value · U.S. $3,119
⚡ Electric bill$86a month (typical) · U.S. $156

Life in Plattsburgh

Commute to work16.6 minU.S.: 26.4 min
College degree40.4%U.S.: 35.7%
Own their home37.9%U.S.: 65.2%
Below poverty line22.7%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

Is it cheaper to rent or buy in Plattsburgh?

Renting is cheaper right now: about $138 a month less.

Renting
$1,221
Owning
$1,359

Owning assumes a typical $195,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,590 for the down payment.

Frequently asked questions

What is the average rent in Plattsburgh, NY?

Renting in Plattsburgh costs a median of about $1,221 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Plattsburgh?

To keep rent under 30% of income, you need about $48,840 a year, or $23 an hour at a full-time job.

Is Plattsburgh cheap or expensive?

Plattsburgh is rated OK: rent takes 23.6% of the typical household income of $62,154. It ranks 40th cheapest of 343 New York cities we track.

How much are property taxes in Plattsburgh?

The median homeowner in Plattsburgh pays $5,392 a year in property taxes, about 2.75% of the median home value.

Is Plattsburgh more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Plattsburgh?

The median home value in Plattsburgh is $195,900, about 3.2 times the typical yearly household income.

19,830 people live in Plattsburgh. Numbers are typical (middle) values.