States › New York › Mamaroneck

Is Mamaroneck, NY expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,500+100% higher than U.S. average
💵 Families earn per year (2026)$129,420about $10,785/month · 49% higher than U.S. average
🔑 House price$717,200116% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 5.5 years of household income. Commutes are long, about 31.3 minutes each way. It is a highly educated city: 56.6% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 318 of 343 cities from cheapest to most expensive.

Mamaroneck
$3,500+
$2,824
$3,500+
$3,500+

How much do households earn in Mamaroneck?

Under $25k
7.5%
$25k–50k
10.9%
$50k–100k
25.3%
$100k–150k
18.7%
$150k+
30.8%

Share of households by yearly income. 49.5% of households earn $100,000 or more.

Rent by apartment size in Mamaroneck

SizeMamaroneckU.S. average
Studio$3,500+$1,338
1 bedroom$2,014$1,324
2 bedrooms$2,379$1,509
3 bedrooms$2,968$1,698
4 bedrooms$2,687$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Mamaroneck overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mamaroneck, so the New York figure is shown.

Taxes and bills in Mamaroneck

🏛️ Property tax$10,000+a year · 1.39% of home value · U.S. $3,119
⚡ Electric bill$193a month (typical) · U.S. $156

Life in Mamaroneck

Commute to work31.3 minU.S.: 26.4 min
College degree56.6%U.S.: 35.7%
Own their home56.8%U.S.: 65.2%
Below poverty line10.7%U.S.: 12.5%
Unemployment4.1%U.S.: 5.2%

Is it cheaper to rent or buy in Mamaroneck?

Renting is cheaper right now: about $1,475 a month less.

Renting
$3,500+
Owning
$4,976

Owning assumes a typical $717,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $71,720 for the down payment.

Frequently asked questions

What is the average rent in Mamaroneck, NY?

Renting in Mamaroneck costs a median of about $3,500+ a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Mamaroneck?

To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.

Is Mamaroneck cheap or expensive?

Mamaroneck is rated Expensive: rent takes 32.5% of the typical household income of $129,420. It ranks 318th cheapest of 343 New York cities we track.

How much are property taxes in Mamaroneck?

The median homeowner in Mamaroneck pays $10,000+ a year in property taxes, about 1.39% of the median home value.

Is Mamaroneck more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Mamaroneck?

The median home value in Mamaroneck is $717,200, about 5.5 times the typical yearly household income.

19,826 people live in Mamaroneck. Numbers are typical (middle) values.