States › Mississippi › Pearl

Is Pearl, MS expensive to live in?

ExpensiveRent takes 30 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6794% lower than U.S. average
💵 Families earn per year (2026)$66,538about $5,545/month · 24% lower than U.S. average
🔑 House price$182,50045% lower than U.S. average

Rent is higher than in 51% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $67,160 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Mississippi cities?

No. Rent here is more expensive than in most of Mississippi. It is number 60 of 66 cities from cheapest to most expensive.

Pearl
$1,679
$1,950
$1,248
$1,813
$1,145

How much do households earn in Pearl?

Under $25k
15.2%
$25k–50k
32.1%
$50k–100k
28.7%
$100k–150k
15.7%
$150k+
6.3%

Share of households by yearly income. 21.9% of households earn $100,000 or more.

Rent by apartment size in Pearl

SizePearlU.S. average
1 bedroom$1,009$1,324
2 bedrooms$1,226$1,509
3 bedrooms$1,269$1,698
4 bedrooms$1,774$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Pearl overall?

Everyday prices in Mississippi overall are 13% below the U.S. average (index 87.0, U.S. = 100).

Housing
56
Goods (food, clothes…)
96
Utilities
78
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Pearl, so the Mississippi figure is shown.

Taxes and bills in Pearl

🏛️ Property tax$1,209a year · 0.66% of home value · U.S. $3,119
⚡ Electric bill$157a month (typical) · U.S. $156

Life in Pearl

Commute to work23.8 minU.S.: 26.4 min
College degree28.1%U.S.: 35.7%
Own their home61.6%U.S.: 65.2%
Below poverty line12.2%U.S.: 12.5%
Unemployment4.3%U.S.: 5.2%

Is it cheaper to rent or buy in Pearl?

Buying is cheaper month to month: about $413 a month less than renting.

Renting
$1,679
Owning
$1,266

Owning assumes a typical $182,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,250 for the down payment.

Frequently asked questions

What is the average rent in Pearl, MS?

Renting in Pearl costs a median of about $1,679 a month in 2026, including utilities. The Mississippi median is $1,187.

How much do I need to make to live in Pearl?

To keep rent under 30% of income, you need about $67,160 a year, or $32 an hour at a full-time job.

Is Pearl cheap or expensive?

Pearl is rated Expensive: rent takes 30.3% of the typical household income of $66,538. It ranks 60th cheapest of 66 Mississippi cities we track.

How much are property taxes in Pearl?

The median homeowner in Pearl pays $1,209 a year in property taxes, about 0.66% of the median home value.

Is Pearl more expensive than the national average?

Overall prices in Mississippi are 13% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Pearl?

The median home value in Pearl is $182,500, about 2.7 times the typical yearly household income.

27,737 people live in Pearl. Numbers are typical (middle) values.