salaryRent is higher than in 56% of U.S. cities. A typical house costs about 7.3 years of household income, so buying is hard for most locals. Commutes are long, about 31.7 minutes each way. Most households rent (71%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $71,040 a year. That is $34 an hour at a full-time job.
Is rent cheaper than other Florida cities?
Yes. Rent here is cheaper than in most of Florida. It is number 152 of 479 cities from cheapest to most expensive.
How much do households earn in Opa-locka?
Share of households by yearly income. 9.4% of households earn $100,000 or more.
Rent by apartment size in Opa-locka
| Size | Opa-locka | U.S. average |
|---|---|---|
| Studio | $1,004 | $1,338 |
| 1 bedroom | $1,213 | $1,324 |
| 2 bedrooms | $1,438 | $1,509 |
| 3 bedrooms | $1,998 | $1,698 |
| 4 bedrooms | $2,250 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Opa-locka overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Opa-locka, so the Florida figure is shown.
Taxes and bills in Opa-locka
Life in Opa-locka
Is it cheaper to rent or buy in Opa-locka?
Renting is cheaper right now: about $276 a month less.
Owning assumes a typical $295,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $29,580 for the down payment.
Frequently asked questions
What is the average rent in Opa-locka, FL?
Renting in Opa-locka costs a median of about $1,776 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Opa-locka?
To keep rent under 30% of income, you need about $71,040 a year, or $34 an hour at a full-time job.
Is Opa-locka cheap or expensive?
Opa-locka is rated Expensive: rent takes 52.7% of the typical household income of $40,478. It ranks 152nd cheapest of 479 Florida cities we track.
How much are property taxes in Opa-locka?
The median homeowner in Opa-locka pays $2,264 a year in property taxes, about 0.77% of the median home value.
Is Opa-locka more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Opa-locka?
The median home value in Opa-locka is $295,800, about 7.3 times the typical yearly household income.
16,282 people live in Opa-locka. Numbers are typical (middle) values.