States › Florida › Marco Island

Is Marco Island, FL expensive to live in?

ExpensiveRent takes 38 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,500+100% higher than U.S. average
💵 Families earn per year (2026)$109,493about $9,124/month · 26% higher than U.S. average
🔑 House price$896,300169% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 8.2 years of household income, so buying is hard for most locals. Most homes (89.4%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 473 of 479 cities from cheapest to most expensive.

Marco Island
$3,500+
$1,776
$1,992

How much do households earn in Marco Island?

Under $25k
7.8%
$25k–50k
17.2%
$50k–100k
29.7%
$100k–150k
15.9%
$150k+
24.2%

Share of households by yearly income. 40.1% of households earn $100,000 or more.

Rent by apartment size in Marco Island

SizeMarco IslandU.S. average
Studio$1,501$1,338
1 bedroom$1,713$1,324
2 bedrooms$2,209$1,509
3 bedrooms$2,319$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Marco Island overall?

Everyday prices in the Naples-Marco Island metro area are 3% above the U.S. average (index 103.2, U.S. = 100).

Housing
129
Goods (food, clothes…)
96
Utilities
88
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Marco Island

🏛️ Property tax$5,794a year · 0.65% of home value · U.S. $3,119
⚡ Electric bill$174a month (typical) · U.S. $156

Life in Marco Island

Commute to work22.5 minU.S.: 26.4 min
College degree48.4%U.S.: 35.7%
Own their home89.4%U.S.: 65.2%
Below poverty line7.3%U.S.: 12.5%
Unemployment4.8%U.S.: 5.2%

What jobs pay in Marco Island

JobMedian payRent / pay
Pharmacist$154,06027.3%
Physician Assistant$132,31031.8%
Software Developer$130,73032.1%
Nurse Practitioner$128,68032.6%
Computer Systems Analyst$103,68040.5%
Operations Manager$102,31041.1%
Dental Hygienist$100,14042.0%
Civil Engineer$94,60044.4%
Registered Nurse$93,33045.0%
Accountant$84,57049.7%
Market Research Analyst$75,28055.8%
Police Officer$73,04057.5%
Licensed Practical Nurse$64,59065.0%
Elementary School Teacher$60,47069.5%
Electrician$60,02070.0%
Firefighter$59,85070.2%
HVAC Technician$59,54070.6%
Plumber$57,83072.6%
Truck Driver$49,52084.8%
Carpenter$49,39085.1%
Medical Assistant$44,48094.5%
Customer Service Representative$43,68096.2%
Restaurant Cook$41,220101.9%
Nursing Assistant$40,260104.4%
Warehouse Worker$39,410106.6%
Server (Waiter/Waitress)$37,550111.9%
Retail Salesperson$35,380118.7%
Cashier$34,220122.8%

Is it cheaper to rent or buy in Marco Island?

Renting is cheaper right now: about $2,718 a month less.

Renting
$3,500+
Owning
$6,219

Owning assumes a typical $896,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $89,630 for the down payment.

Frequently asked questions

What is the average rent in Marco Island, FL?

Renting in Marco Island costs a median of about $3,500+ a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Marco Island?

To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.

Is Marco Island cheap or expensive?

Marco Island is rated Expensive: rent takes 38.4% of the typical household income of $109,493. It ranks 473rd cheapest of 479 Florida cities we track.

How much are property taxes in Marco Island?

The median homeowner in Marco Island pays $5,794 a year in property taxes, about 0.65% of the median home value.

Is Marco Island more expensive than the national average?

Overall prices in the metro area are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Marco Island?

The median home value in Marco Island is $896,300, about 8.2 times the typical yearly household income.

16,205 people live in Marco Island. Numbers are typical (middle) values.