salaryRent is higher than in 75% of U.S. cities. A typical house costs about 4.0 years of household income. Most homes (76.9%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $85,960 a year. That is $41 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 304 of 479 cities from cheapest to most expensive.
How much do households earn in Oldsmar?
Share of households by yearly income. 33.0% of households earn $100,000 or more.
Rent by apartment size in Oldsmar
| Size | Oldsmar | U.S. average |
|---|---|---|
| 1 bedroom | $1,536 | $1,324 |
| 2 bedrooms | $1,398 | $1,509 |
| 3 bedrooms | $1,806 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oldsmar overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oldsmar, so the Florida figure is shown.
Taxes and bills in Oldsmar
Life in Oldsmar
Is it cheaper to rent or buy in Oldsmar?
Renting is cheaper right now: about $490 a month less.
Owning assumes a typical $380,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,030 for the down payment.
Frequently asked questions
What is the average rent in Oldsmar, FL?
Renting in Oldsmar costs a median of about $2,149 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Oldsmar?
To keep rent under 30% of income, you need about $85,960 a year, or $41 an hour at a full-time job.
Is Oldsmar cheap or expensive?
Oldsmar is rated OK: rent takes 27.1% of the typical household income of $95,267. It ranks 304th cheapest of 479 Florida cities we track.
How much are property taxes in Oldsmar?
The median homeowner in Oldsmar pays $2,720 a year in property taxes, about 0.72% of the median home value.
Is Oldsmar more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oldsmar?
The median home value in Oldsmar is $380,300, about 4.0 times the typical yearly household income.
14,904 people live in Oldsmar. Numbers are typical (middle) values.