States › Florida › Elfers

Is Elfers, FL expensive to live in?

ExpensiveRent takes 43 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,16323% higher than U.S. average
💵 Families earn per year (2026)$60,454about $5,038/month · 31% lower than U.S. average
🔑 House price$202,30039% lower than U.S. average

Rent is higher than in 75% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 3.3 years of household income. Commutes are long, about 30.5 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $86,520 a year. That is $42 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 311 of 479 cities from cheapest to most expensive.

Elfers
$2,163
$2,149
$2,850

How much do households earn in Elfers?

Under $25k
15.1%
$25k–50k
33.5%
$50k–100k
33.3%
$100k–150k
10.4%
$150k+
2.8%

Share of households by yearly income. 13.1% of households earn $100,000 or more.

Rent by apartment size in Elfers

SizeElfersU.S. average
1 bedroom$835$1,324
2 bedrooms$1,399$1,509
3 bedrooms$1,710$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Elfers overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Elfers, so the Florida figure is shown.

Taxes and bills in Elfers

🏛️ Property tax$923a year · 0.46% of home value · U.S. $3,119
⚡ Electric bill$188a month (typical) · U.S. $156

Life in Elfers

Commute to work30.5 minU.S.: 26.4 min
College degree15.5%U.S.: 35.7%
Own their home64.5%U.S.: 65.2%
Below poverty line14.8%U.S.: 12.5%
Unemployment3.9%U.S.: 5.2%

Is it cheaper to rent or buy in Elfers?

Buying is cheaper month to month: about $759 a month less than renting.

Renting
$2,163
Owning
$1,404

Owning assumes a typical $202,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $20,230 for the down payment.

Frequently asked questions

What is the average rent in Elfers, FL?

Renting in Elfers costs a median of about $2,163 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Elfers?

To keep rent under 30% of income, you need about $86,520 a year, or $42 an hour at a full-time job.

Is Elfers cheap or expensive?

Elfers is rated Expensive: rent takes 42.9% of the typical household income of $60,454. It ranks 311th cheapest of 479 Florida cities we track.

How much are property taxes in Elfers?

The median homeowner in Elfers pays $923 a year in property taxes, about 0.46% of the median home value.

Is Elfers more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Elfers?

The median home value in Elfers is $202,300, about 3.3 times the typical yearly household income.

15,006 people live in Elfers. Numbers are typical (middle) values.