salaryRent is higher than in 85% of U.S. cities. A typical house costs about 4.8 years of household income. Most homes (81.2%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $98,840 a year. That is $48 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 220 of 343 cities from cheapest to most expensive.
How much do households earn in Oakdale?
Share of households by yearly income. 49.5% of households earn $100,000 or more.
Rent by apartment size in Oakdale
| Size | Oakdale | U.S. average |
|---|---|---|
| 1 bedroom | $1,793 | $1,324 |
| 2 bedrooms | $2,958 | $1,509 |
| 3 bedrooms | $2,611 | $1,698 |
| 4 bedrooms | $3,412 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oakdale overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oakdale, so the New York figure is shown.
Taxes and bills in Oakdale
Life in Oakdale
Is it cheaper to rent or buy in Oakdale?
Renting is cheaper right now: about $1,782 a month less.
Owning assumes a typical $613,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $61,300 for the down payment.
Frequently asked questions
What is the average rent in Oakdale, NY?
Renting in Oakdale costs a median of about $2,471 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Oakdale?
To keep rent under 30% of income, you need about $98,840 a year, or $48 an hour at a full-time job.
Is Oakdale cheap or expensive?
Oakdale is rated OK: rent takes 23.1% of the typical household income of $128,296. It ranks 220th cheapest of 343 New York cities we track.
How much are property taxes in Oakdale?
The median homeowner in Oakdale pays $10,000+ a year in property taxes, about 1.63% of the median home value.
Is Oakdale more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oakdale?
The median home value in Oakdale is $613,000, about 4.8 times the typical yearly household income.
7,115 people live in Oakdale. Numbers are typical (middle) values.