States › New York › North Patchogue

Is North Patchogue, NY expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,51043% higher than U.S. average
💵 Families earn per year (2026)$116,149about $9,679/month · 33% higher than U.S. average
🔑 House price$450,60035% higher than U.S. average

Rent is higher than in 86% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are long, about 31.5 minutes each way. Most homes (90%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $100,400 a year. That is $48 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 227 of 343 cities from cheapest to most expensive.

North Patchogue
$2,510
Roslyn Heights
$3,760
Tuckahoe
$3,391
Rochester Institute of Technology
$1,280
Manorhaven
$3,500+
Seneca Falls
$1,028
South Hill
$2,197

How much do households earn in North Patchogue?

Under $25k
6.2%
$25k–50k
21.7%
$50k–100k
28.7%
$100k–150k
24.5%
$150k+
20.4%

Share of households by yearly income. 44.8% of households earn $100,000 or more.

How expensive is North Patchogue overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for North Patchogue, so the New York figure is shown.

Taxes and bills in North Patchogue

🏛️ Property tax$10,000+a year · 2.22% of home value · U.S. $3,119
⚡ Electric bill$220a month (typical) · U.S. $156

Life in North Patchogue

Commute to work31.5 minU.S.: 26.4 min
College degree30.1%U.S.: 35.7%
Own their home90%U.S.: 65.2%
Below poverty line4.9%U.S.: 12.5%
Unemployment3.5%U.S.: 5.2%

Is it cheaper to rent or buy in North Patchogue?

Renting is cheaper right now: about $617 a month less.

Renting
$2,510
Owning
$3,127

Owning assumes a typical $450,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $45,060 for the down payment.

Frequently asked questions

What is the average rent in North Patchogue, NY?

Renting in North Patchogue costs a median of about $2,510 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in North Patchogue?

To keep rent under 30% of income, you need about $100,400 a year, or $48 an hour at a full-time job.

Is North Patchogue cheap or expensive?

North Patchogue is rated OK: rent takes 25.9% of the typical household income of $116,149. It ranks 227th cheapest of 343 New York cities we track.

How much are property taxes in North Patchogue?

The median homeowner in North Patchogue pays $10,000+ a year in property taxes, about 2.22% of the median home value.

Is North Patchogue more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in North Patchogue?

The median home value in North Patchogue is $450,600, about 3.9 times the typical yearly household income.

6,984 people live in North Patchogue. Numbers are typical (middle) values.