salaryRent is higher than in 73% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 39 minutes each way. Most homes (87.8%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $83,560 a year. That is $40 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
Yes. Rent here is cheaper than in most of New Jersey. It is number 114 of 291 cities from cheapest to most expensive.
How much do households earn in Mystic Island?
Share of households by yearly income. 21.1% of households earn $100,000 or more.
Rent by apartment size in Mystic Island
| Size | Mystic Island | U.S. average |
|---|---|---|
| 2 bedrooms | $1,805 | $1,509 |
| 3 bedrooms | $2,316 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Mystic Island overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mystic Island, so the New Jersey figure is shown.
Taxes and bills in Mystic Island
Life in Mystic Island
Is it cheaper to rent or buy in Mystic Island?
Renting is cheaper right now: about $142 a month less.
Owning assumes a typical $321,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,150 for the down payment.
Frequently asked questions
What is the average rent in Mystic Island, NJ?
Renting in Mystic Island costs a median of about $2,089 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Mystic Island?
To keep rent under 30% of income, you need about $83,560 a year, or $40 an hour at a full-time job.
Is Mystic Island cheap or expensive?
Mystic Island is rated OK: rent takes 29.5% of the typical household income of $84,893. It ranks 114th cheapest of 291 New Jersey cities we track.
How much are property taxes in Mystic Island?
The median homeowner in Mystic Island pays $5,009 a year in property taxes, about 1.56% of the median home value.
Is Mystic Island more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Mystic Island?
The median home value in Mystic Island is $321,500, about 3.8 times the typical yearly household income.
8,259 people live in Mystic Island. Numbers are typical (middle) values.