States › New Jersey › Atco

Is Atco, NJ expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6904% lower than U.S. average
💵 Families earn per year (2026)$114,156about $9,513/month · 31% higher than U.S. average
🔑 House price$275,00017% lower than U.S. average

Rent is higher than in 52% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 33.3 minutes each way. Most homes (80.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $67,600 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 45 of 291 cities from cheapest to most expensive.

Atco
$1,690
$1,191
$1,993
$3,500+

How much do households earn in Atco?

Under $25k
8.5%
$25k–50k
15.7%
$50k–100k
35.2%
$100k–150k
25.0%
$150k+
14.7%

Share of households by yearly income. 39.6% of households earn $100,000 or more.

Rent by apartment size in Atco

SizeAtcoU.S. average
1 bedroom$1,038$1,324
2 bedrooms$1,850$1,509
3 bedrooms$2,023$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Atco overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Atco, so the New Jersey figure is shown.

Taxes and bills in Atco

🏛️ Property tax$8,084a year · 2.94% of home value · U.S. $3,119
⚡ Electric bill$190a month (typical) · U.S. $156

Life in Atco

Commute to work33.3 minU.S.: 26.4 min
College degree28.6%U.S.: 35.7%
Own their home80.6%U.S.: 65.2%
Below poverty line9.7%U.S.: 12.5%
Unemployment6.2%U.S.: 5.2%

Is it cheaper to rent or buy in Atco?

Renting is cheaper right now: about $218 a month less.

Renting
$1,690
Owning
$1,908

Owning assumes a typical $275,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $27,500 for the down payment.

Frequently asked questions

What is the average rent in Atco, NJ?

Renting in Atco costs a median of about $1,690 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Atco?

To keep rent under 30% of income, you need about $67,600 a year, or $33 an hour at a full-time job.

Is Atco cheap or expensive?

Atco is rated Cheap: rent takes 17.8% of the typical household income of $114,156. It ranks 45th cheapest of 291 New Jersey cities we track.

How much are property taxes in Atco?

The median homeowner in Atco pays $8,084 a year in property taxes, about 2.94% of the median home value.

Is Atco more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Atco?

The median home value in Atco is $275,000, about 2.4 times the typical yearly household income.

8,164 people live in Atco. Numbers are typical (middle) values.