salaryRent is higher than in 66% of U.S. cities. A typical house costs about 5.7 years of household income. Commutes are long, about 35 minutes each way. Most households rent (57%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $78,080 a year. That is $38 an hour at a full-time job.
Is rent cheaper than other New York cities?
Yes. Rent here is cheaper than in most of New York. It is number 139 of 343 cities from cheapest to most expensive.
How much do households earn in Mount Vernon?
Share of households by yearly income. 29.9% of households earn $100,000 or more.
Rent by apartment size in Mount Vernon
| Size | Mount Vernon | U.S. average |
|---|---|---|
| Studio | $1,283 | $1,338 |
| 1 bedroom | $1,629 | $1,324 |
| 2 bedrooms | $1,992 | $1,509 |
| 3 bedrooms | $2,426 | $1,698 |
| 4 bedrooms | $2,207 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Mount Vernon overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mount Vernon, so the New York figure is shown.
Taxes and bills in Mount Vernon
Life in Mount Vernon
Is it cheaper to rent or buy in Mount Vernon?
Renting is cheaper right now: about $1,406 a month less.
Owning assumes a typical $484,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $48,400 for the down payment.
Frequently asked questions
What is the average rent in Mount Vernon, NY?
Renting in Mount Vernon costs a median of about $1,952 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Mount Vernon?
To keep rent under 30% of income, you need about $78,080 a year, or $38 an hour at a full-time job.
Is Mount Vernon cheap or expensive?
Mount Vernon is rated OK: rent takes 27.6% of the typical household income of $84,963. It ranks 139th cheapest of 343 New York cities we track.
How much are property taxes in Mount Vernon?
The median homeowner in Mount Vernon pays $10,000+ a year in property taxes, about 2.07% of the median home value.
Is Mount Vernon more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Mount Vernon?
The median home value in Mount Vernon is $484,000, about 5.7 times the typical yearly household income.
72,427 people live in Mount Vernon. Numbers are typical (middle) values.