Rent here is among the highest 10% in the country. A typical house costs about 5.2 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $118,840 a year. That is $57 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 279 of 343 cities from cheapest to most expensive.
How much do households earn in White Plains?
Share of households by yearly income. 45.7% of households earn $100,000 or more.
Rent by apartment size in White Plains
| Size | White Plains | U.S. average |
|---|---|---|
| Studio | $2,113 | $1,338 |
| 1 bedroom | $2,319 | $1,324 |
| 2 bedrooms | $2,647 | $1,509 |
| 3 bedrooms | $2,926 | $1,698 |
| 4 bedrooms | $3,846 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is White Plains overall?
Everyday prices in the New York-Newark-Jersey City metro area are 13% above the U.S. average (index 112.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in White Plains
Life in White Plains
What jobs pay in White Plains
| Job | Median pay | Rent / pay |
|---|---|---|
| Lawyer | $208,880 | 17.1% |
| Physician Assistant | $167,650 | 21.3% |
| Software Developer | $166,830 | 21.4% |
| Nurse Practitioner | $163,340 | 21.8% |
| Operations Manager | $157,000 | 22.7% |
| Pharmacist | $141,320 | 25.2% |
| Computer Systems Analyst | $128,340 | 27.8% |
| Registered Nurse | $119,720 | 29.8% |
| Dental Hygienist | $109,720 | 32.5% |
| Civil Engineer | $107,330 | 33.2% |
| Firefighter | $106,420 | 33.5% |
| Accountant | $105,650 | 33.7% |
| Police Officer | $105,540 | 33.8% |
| Market Research Analyst | $100,520 | 35.5% |
| Elementary School Teacher | $96,900 | 36.8% |
| Electrician | $79,020 | 45.1% |
| Plumber | $78,610 | 45.4% |
| HVAC Technician | $77,990 | 45.7% |
| Licensed Practical Nurse | $75,910 | 47.0% |
| Carpenter | $74,300 | 48.0% |
| Truck Driver | $65,040 | 54.8% |
| Customer Service Representative | $49,590 | 71.9% |
| Nursing Assistant | $49,270 | 72.4% |
| Medical Assistant | $48,370 | 73.7% |
| Server (Waiter/Waitress) | $47,610 | 74.9% |
| Restaurant Cook | $43,740 | 81.5% |
| Warehouse Worker | $43,290 | 82.4% |
| Retail Salesperson | $38,280 | 93.1% |
| Cashier | $35,950 | 99.2% |
Is it cheaper to rent or buy in White Plains?
Renting is cheaper right now: about $1,336 a month less.
Owning assumes a typical $620,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $62,080 for the down payment.
Frequently asked questions
What is the average rent in White Plains, NY?
Renting in White Plains costs a median of about $2,971 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in White Plains?
To keep rent under 30% of income, you need about $118,840 a year, or $57 an hour at a full-time job.
Is White Plains cheap or expensive?
White Plains is rated OK: rent takes 29.8% of the typical household income of $119,458. It ranks 279th cheapest of 343 New York cities we track.
How much are property taxes in White Plains?
The median homeowner in White Plains pays $10,000+ a year in property taxes, about 1.61% of the median home value.
Is White Plains more expensive than the national average?
Overall prices in the metro area are 13% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in White Plains?
The median home value in White Plains is $620,800, about 5.2 times the typical yearly household income.
60,666 people live in White Plains. Numbers are typical (middle) values.