States › New York › White Plains

Is White Plains, NY expensive to live in?

OKRent takes 30 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,97169% higher than U.S. average
💵 Families earn per year (2026)$119,458about $9,955/month · 37% higher than U.S. average
🔑 House price$620,80087% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 5.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $118,840 a year. That is $57 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 279 of 343 cities from cheapest to most expensive.

White Plains
$2,971
$1,771
$1,058
$3,500+
$1,660

How much do households earn in White Plains?

Under $25k
10.3%
$25k–50k
14.4%
$50k–100k
25.3%
$100k–150k
19.4%
$150k+
26.3%

Share of households by yearly income. 45.7% of households earn $100,000 or more.

Rent by apartment size in White Plains

SizeWhite PlainsU.S. average
Studio$2,113$1,338
1 bedroom$2,319$1,324
2 bedrooms$2,647$1,509
3 bedrooms$2,926$1,698
4 bedrooms$3,846$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is White Plains overall?

Everyday prices in the New York-Newark-Jersey City metro area are 13% above the U.S. average (index 112.6, U.S. = 100).

Housing
149
Goods (food, clothes…)
110
Utilities
127
Other services
106
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in White Plains

🏛️ Property tax$10,000+a year · 1.61% of home value · U.S. $3,119
⚡ Electric bill$150a month (typical) · U.S. $156

Life in White Plains

Commute to work27.4 minU.S.: 26.4 min
College degree53.9%U.S.: 35.7%
Own their home51%U.S.: 65.2%
Below poverty line11.2%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

What jobs pay in White Plains

JobMedian payRent / pay
Lawyer$208,88017.1%
Physician Assistant$167,65021.3%
Software Developer$166,83021.4%
Nurse Practitioner$163,34021.8%
Operations Manager$157,00022.7%
Pharmacist$141,32025.2%
Computer Systems Analyst$128,34027.8%
Registered Nurse$119,72029.8%
Dental Hygienist$109,72032.5%
Civil Engineer$107,33033.2%
Firefighter$106,42033.5%
Accountant$105,65033.7%
Police Officer$105,54033.8%
Market Research Analyst$100,52035.5%
Elementary School Teacher$96,90036.8%
Electrician$79,02045.1%
Plumber$78,61045.4%
HVAC Technician$77,99045.7%
Licensed Practical Nurse$75,91047.0%
Carpenter$74,30048.0%
Truck Driver$65,04054.8%
Customer Service Representative$49,59071.9%
Nursing Assistant$49,27072.4%
Medical Assistant$48,37073.7%
Server (Waiter/Waitress)$47,61074.9%
Restaurant Cook$43,74081.5%
Warehouse Worker$43,29082.4%
Retail Salesperson$38,28093.1%
Cashier$35,95099.2%

Is it cheaper to rent or buy in White Plains?

Renting is cheaper right now: about $1,336 a month less.

Renting
$2,971
Owning
$4,307

Owning assumes a typical $620,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $62,080 for the down payment.

Frequently asked questions

What is the average rent in White Plains, NY?

Renting in White Plains costs a median of about $2,971 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in White Plains?

To keep rent under 30% of income, you need about $118,840 a year, or $57 an hour at a full-time job.

Is White Plains cheap or expensive?

White Plains is rated OK: rent takes 29.8% of the typical household income of $119,458. It ranks 279th cheapest of 343 New York cities we track.

How much are property taxes in White Plains?

The median homeowner in White Plains pays $10,000+ a year in property taxes, about 1.61% of the median home value.

Is White Plains more expensive than the national average?

Overall prices in the metro area are 13% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in White Plains?

The median home value in White Plains is $620,800, about 5.2 times the typical yearly household income.

60,666 people live in White Plains. Numbers are typical (middle) values.