States › North Carolina › Mount Holly

Is Mount Holly, NC expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7983% higher than U.S. average
💵 Families earn per year (2026)$85,617about $7,135/month · 2% lower than U.S. average
🔑 House price$337,8002% higher than U.S. average

Rent is higher than in 57% of U.S. cities. A typical house costs about 3.9 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $71,920 a year. That is $35 an hour at a full-time job.

Is rent cheaper than other North Carolina cities?

No. Rent here is more expensive than in most of North Carolina. It is number 111 of 164 cities from cheapest to most expensive.

Mount Holly
$1,798
Pinehurst
$2,234
Lenoir
$767
Graham
$1,662
Hope Mills
$1,692
Havelock
$1,368
Morganton
$1,281

How much do households earn in Mount Holly?

Under $25k
12.0%
$25k–50k
20.4%
$50k–100k
33.7%
$100k–150k
21.1%
$150k+
9.2%

Share of households by yearly income. 30.3% of households earn $100,000 or more.

Rent by apartment size in Mount Holly

SizeMount HollyU.S. average
1 bedroom$1,281$1,324
2 bedrooms$1,303$1,509
3 bedrooms$1,284$1,698
4 bedrooms$1,878$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Mount Holly overall?

Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).

Housing
81
Goods (food, clothes…)
97
Utilities
89
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mount Holly, so the North Carolina figure is shown.

Taxes and bills in Mount Holly

🏛️ Property tax$2,866a year · 0.85% of home value · U.S. $3,119
⚡ Electric bill$137a month (typical) · U.S. $156

Life in Mount Holly

Commute to work27.5 minU.S.: 26.4 min
College degree36.7%U.S.: 35.7%
Own their home68.8%U.S.: 65.2%
Below poverty line8.2%U.S.: 12.5%
Unemployment5.5%U.S.: 5.2%

Is it cheaper to rent or buy in Mount Holly?

Renting is cheaper right now: about $546 a month less.

Renting
$1,798
Owning
$2,344

Owning assumes a typical $337,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $33,780 for the down payment.

Frequently asked questions

What is the average rent in Mount Holly, NC?

Renting in Mount Holly costs a median of about $1,798 a month in 2026, including utilities. The North Carolina median is $1,496.

How much do I need to make to live in Mount Holly?

To keep rent under 30% of income, you need about $71,920 a year, or $35 an hour at a full-time job.

Is Mount Holly cheap or expensive?

Mount Holly is rated OK: rent takes 25.2% of the typical household income of $85,617. It ranks 111th cheapest of 164 North Carolina cities we track.

How much are property taxes in Mount Holly?

The median homeowner in Mount Holly pays $2,866 a year in property taxes, about 0.85% of the median home value.

Is Mount Holly more expensive than the national average?

Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Mount Holly?

The median home value in Mount Holly is $337,800, about 3.9 times the typical yearly household income.

18,208 people live in Mount Holly. Numbers are typical (middle) values.