salaryRent is lower than in 65% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are short, about 18.2 minutes. Most households rent (59%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $54,720 a year. That is $26 an hour at a full-time job.
Is rent cheaper than other North Carolina cities?
Yes. Rent here is cheaper than in most of North Carolina. It is number 68 of 164 cities from cheapest to most expensive.
How much do households earn in Havelock?
Share of households by yearly income. 14.6% of households earn $100,000 or more.
Rent by apartment size in Havelock
| Size | Havelock | U.S. average |
|---|---|---|
| Studio | $908 | $1,338 |
| 1 bedroom | $553 | $1,324 |
| 2 bedrooms | $1,169 | $1,509 |
| 3 bedrooms | $1,508 | $1,698 |
| 4 bedrooms | $1,724 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Havelock overall?
Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Havelock, so the North Carolina figure is shown.
Taxes and bills in Havelock
Life in Havelock
Is it cheaper to rent or buy in Havelock?
Renting is cheaper right now: about $73 a month less.
Owning assumes a typical $207,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $20,770 for the down payment.
Frequently asked questions
What is the average rent in Havelock, NC?
Renting in Havelock costs a median of about $1,368 a month in 2026, including utilities. The North Carolina median is $1,496.
How much do I need to make to live in Havelock?
To keep rent under 30% of income, you need about $54,720 a year, or $26 an hour at a full-time job.
Is Havelock cheap or expensive?
Havelock is rated OK: rent takes 26.1% of the typical household income of $62,993. It ranks 68th cheapest of 164 North Carolina cities we track.
How much are property taxes in Havelock?
The median homeowner in Havelock pays $1,758 a year in property taxes, about 0.85% of the median home value.
Is Havelock more expensive than the national average?
Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Havelock?
The median home value in Havelock is $207,700, about 3.3 times the typical yearly household income.
17,691 people live in Havelock. Numbers are typical (middle) values.