States › Maryland › Middletown

Is Middletown, MD expensive to live in?

CheapRent takes 12 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,9089% higher than U.S. average
💵 Families earn per year (2026)$186,940about $15,578/month · 115% higher than U.S. average
🔑 House price$554,80067% higher than U.S. average

Rent is higher than in 64% of U.S. cities. Household incomes are higher than in 96% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 33.1 minutes each way. Most homes (81.7%) are owned, so rentals can be hard to find. It is a highly educated city: 58.2% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $76,320 a year. That is $37 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

Yes. Rent here is cheaper than in most of Maryland. It is number 84 of 200 cities from cheapest to most expensive.

Middletown
$1,908
$2,192
$1,148

How much do households earn in Middletown?

Under $25k
2.5%
$25k–50k
5.5%
$50k–100k
25.0%
$100k–150k
23.2%
$150k+
44.6%

Share of households by yearly income. 67.8% of households earn $100,000 or more.

Rent by apartment size in Middletown

SizeMiddletownU.S. average
2 bedrooms$1,644$1,509
3 bedrooms$2,785$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Middletown overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Middletown, so the Maryland figure is shown.

Taxes and bills in Middletown

🏛️ Property tax$5,963a year · 1.07% of home value · U.S. $3,119
⚡ Electric bill$157a month (typical) · U.S. $156

Life in Middletown

Commute to work33.1 minU.S.: 26.4 min
College degree58.2%U.S.: 35.7%
Own their home81.7%U.S.: 65.2%
Below poverty line1.1%U.S.: 12.5%
Unemployment4%U.S.: 5.2%

Is it cheaper to rent or buy in Middletown?

Renting is cheaper right now: about $1,942 a month less.

Renting
$1,908
Owning
$3,850

Owning assumes a typical $554,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $55,480 for the down payment.

Frequently asked questions

What is the average rent in Middletown, MD?

Renting in Middletown costs a median of about $1,908 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Middletown?

To keep rent under 30% of income, you need about $76,320 a year, or $37 an hour at a full-time job.

Is Middletown cheap or expensive?

Middletown is rated Cheap: rent takes 12.2% of the typical household income of $186,940. It ranks 84th cheapest of 200 Maryland cities we track.

How much are property taxes in Middletown?

The median homeowner in Middletown pays $5,963 a year in property taxes, about 1.07% of the median home value.

Is Middletown more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Middletown?

The median home value in Middletown is $554,800, about 3.0 times the typical yearly household income.

5,014 people live in Middletown. Numbers are typical (middle) values.