States › Maryland › West Ocean City

Is West Ocean City, MD expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7053% lower than U.S. average
💵 Families earn per year (2026)$104,792about $8,733/month · 20% higher than U.S. average
🔑 House price$423,70027% higher than U.S. average

Rent is higher than in 53% of U.S. cities. A typical house costs about 4.0 years of household income. Commutes are short, about 19.6 minutes. Most homes (81.9%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $68,200 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

Yes. Rent here is cheaper than in most of Maryland. It is number 46 of 200 cities from cheapest to most expensive.

West Ocean City
$1,705
$1,148
$3,293

How much do households earn in West Ocean City?

Under $25k
8.0%
$25k–50k
16.1%
$50k–100k
35.0%
$100k–150k
16.5%
$150k+
23.3%

Share of households by yearly income. 39.8% of households earn $100,000 or more.

Rent by apartment size in West Ocean City

SizeWest Ocean CityU.S. average
2 bedrooms$1,645$1,509
3 bedrooms$1,796$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is West Ocean City overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for West Ocean City, so the Maryland figure is shown.

Taxes and bills in West Ocean City

🏛️ Property tax$2,711a year · 0.64% of home value · U.S. $3,119
⚡ Electric bill$207a month (typical) · U.S. $156

Life in West Ocean City

Commute to work19.6 minU.S.: 26.4 min
College degree38.2%U.S.: 35.7%
Own their home81.9%U.S.: 65.2%
Below poverty line6.4%U.S.: 12.5%
Unemployment10.7%U.S.: 5.2%

Is it cheaper to rent or buy in West Ocean City?

Renting is cheaper right now: about $1,235 a month less.

Renting
$1,705
Owning
$2,940

Owning assumes a typical $423,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,370 for the down payment.

Frequently asked questions

What is the average rent in West Ocean City, MD?

Renting in West Ocean City costs a median of about $1,705 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in West Ocean City?

To keep rent under 30% of income, you need about $68,200 a year, or $33 an hour at a full-time job.

Is West Ocean City cheap or expensive?

West Ocean City is rated Cheap: rent takes 19.5% of the typical household income of $104,792. It ranks 46th cheapest of 200 Maryland cities we track.

How much are property taxes in West Ocean City?

The median homeowner in West Ocean City pays $2,711 a year in property taxes, about 0.64% of the median home value.

Is West Ocean City more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in West Ocean City?

The median home value in West Ocean City is $423,700, about 4.0 times the typical yearly household income.

5,198 people live in West Ocean City. Numbers are typical (middle) values.