States › New Jersey › Middlesex

Is Middlesex, NJ expensive to live in?

ExpensiveRent takes 31 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,91666% higher than U.S. average
💵 Families earn per year (2026)$113,243about $9,437/month · 30% higher than U.S. average
🔑 House price$446,40034% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 3.9 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $116,640 a year. That is $56 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

No. Rent here is more expensive than in most of New Jersey. It is number 238 of 291 cities from cheapest to most expensive.

Middlesex
$2,916
Moorestown-Lenola
$2,869
Williamstown
$1,397
Hopatcong
$1,961
Cherry Hill Mall
$2,515
Edgewater
$3,316
Ramsey
$2,477

How much do households earn in Middlesex?

Under $25k
11.3%
$25k–50k
12.4%
$50k–100k
32.0%
$100k–150k
23.3%
$150k+
19.3%

Share of households by yearly income. 42.5% of households earn $100,000 or more.

Rent by apartment size in Middlesex

SizeMiddlesexU.S. average
1 bedroom$1,473$1,324
2 bedrooms$2,296$1,509
3 bedrooms$2,227$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Middlesex overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Middlesex, so the New Jersey figure is shown.

Taxes and bills in Middlesex

🏛️ Property tax$10,000+a year · 2.24% of home value · U.S. $3,119
⚡ Electric bill$176a month (typical) · U.S. $156

Life in Middlesex

Commute to work26.1 minU.S.: 26.4 min
College degree36.9%U.S.: 35.7%
Own their home73.9%U.S.: 65.2%
Below poverty line11.3%U.S.: 12.5%
Unemployment3.6%U.S.: 5.2%

Is it cheaper to rent or buy in Middlesex?

Renting is cheaper right now: about $181 a month less.

Renting
$2,916
Owning
$3,097

Owning assumes a typical $446,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $44,640 for the down payment.

Frequently asked questions

What is the average rent in Middlesex, NJ?

Renting in Middlesex costs a median of about $2,916 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Middlesex?

To keep rent under 30% of income, you need about $116,640 a year, or $56 an hour at a full-time job.

Is Middlesex cheap or expensive?

Middlesex is rated Expensive: rent takes 30.9% of the typical household income of $113,243. It ranks 238th cheapest of 291 New Jersey cities we track.

How much are property taxes in Middlesex?

The median homeowner in Middlesex pays $10,000+ a year in property taxes, about 2.24% of the median home value.

Is Middlesex more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Middlesex?

The median home value in Middlesex is $446,400, about 3.9 times the typical yearly household income.

14,645 people live in Middlesex. Numbers are typical (middle) values.