salaryRent is higher than in 67% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 36.9 minutes each way. Most homes (87.1%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $78,440 a year. That is $38 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
Yes. Rent here is cheaper than in most of New Jersey. It is number 85 of 291 cities from cheapest to most expensive.
How much do households earn in Hopatcong?
Share of households by yearly income. 44.9% of households earn $100,000 or more.
Rent by apartment size in Hopatcong
| Size | Hopatcong | U.S. average |
|---|---|---|
| 1 bedroom | $1,586 | $1,324 |
| 2 bedrooms | $1,688 | $1,509 |
| 3 bedrooms | $2,203 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Hopatcong overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Hopatcong, so the New Jersey figure is shown.
Taxes and bills in Hopatcong
Life in Hopatcong
Is it cheaper to rent or buy in Hopatcong?
Renting is cheaper right now: about $403 a month less.
Owning assumes a typical $340,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $34,070 for the down payment.
Frequently asked questions
What is the average rent in Hopatcong, NJ?
Renting in Hopatcong costs a median of about $1,961 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Hopatcong?
To keep rent under 30% of income, you need about $78,440 a year, or $38 an hour at a full-time job.
Is Hopatcong cheap or expensive?
Hopatcong is rated Cheap: rent takes 18.8% of the typical household income of $124,845. It ranks 85th cheapest of 291 New Jersey cities we track.
How much are property taxes in Hopatcong?
The median homeowner in Hopatcong pays $7,548 a year in property taxes, about 2.22% of the median home value.
Is Hopatcong more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Hopatcong?
The median home value in Hopatcong is $340,700, about 2.7 times the typical yearly household income.
14,565 people live in Hopatcong. Numbers are typical (middle) values.