Rent is lower than in 80% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are short, about 19.5 minutes. Most households rent (56%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $45,600 a year. That is $22 an hour at a full-time job.
Is rent cheaper than other North Carolina cities?
Yes. Rent here is cheaper than in most of North Carolina. It is number 43 of 164 cities from cheapest to most expensive.
How much do households earn in Lumberton?
Share of households by yearly income. 10.2% of households earn $100,000 or more.
Rent by apartment size in Lumberton
| Size | Lumberton | U.S. average |
|---|---|---|
| 1 bedroom | $563 | $1,324 |
| 2 bedrooms | $885 | $1,509 |
| 3 bedrooms | $1,103 | $1,698 |
| 4 bedrooms | $1,397 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Lumberton overall?
Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lumberton, so the North Carolina figure is shown.
Taxes and bills in Lumberton
Life in Lumberton
Is it cheaper to rent or buy in Lumberton?
Buying is cheaper month to month: about $81 a month less than renting.
Owning assumes a typical $152,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,260 for the down payment.
Frequently asked questions
What is the average rent in Lumberton, NC?
Renting in Lumberton costs a median of about $1,140 a month in 2026, including utilities. The North Carolina median is $1,496.
How much do I need to make to live in Lumberton?
To keep rent under 30% of income, you need about $45,600 a year, or $22 an hour at a full-time job.
Is Lumberton cheap or expensive?
Lumberton is rated OK: rent takes 29.6% of the typical household income of $46,243. It ranks 43rd cheapest of 164 North Carolina cities we track.
How much are property taxes in Lumberton?
The median homeowner in Lumberton pays $1,471 a year in property taxes, about 0.96% of the median home value.
Is Lumberton more expensive than the national average?
Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Lumberton?
The median home value in Lumberton is $152,600, about 3.3 times the typical yearly household income.
18,859 people live in Lumberton. Numbers are typical (middle) values.