States › Texas › Lubbock

Is Lubbock, TX expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,30126% lower than U.S. average
💵 Families earn per year (2026)$65,675about $5,473/month · 25% lower than U.S. average
🔑 House price$212,40036% lower than U.S. average

Rent is lower than in 69% of U.S. cities. A typical house costs about 3.2 years of household income. Commutes are short, about 16.3 minutes.

How much money do I need?

To rent here comfortably, you should earn about $52,040 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 164 of 426 cities from cheapest to most expensive.

Lubbock
$1,301
$1,110
$1,892
$1,813
$2,010
$2,246

Compare Lubbock with other big cities

vs New Yorkvs Los Angelesvs Chicagovs Houstonvs San Antoniovs Dallasvs Austinvs Fort Worthvs Montgomeryvs St. Louisvs Birminghamvs Columbus

Compare Lubbock to 149 other cities →

How much do households earn in Lubbock?

Under $25k
17.3%
$25k–50k
24.4%
$50k–100k
30.9%
$100k–150k
12.2%
$150k+
7.5%

Share of households by yearly income. 19.7% of households earn $100,000 or more.

Rent by apartment size in Lubbock

SizeLubbockU.S. average
Studio$905$1,338
1 bedroom$1,024$1,324
2 bedrooms$1,195$1,509
3 bedrooms$1,583$1,698
4 bedrooms$1,886$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Lubbock overall?

Everyday prices in the Lubbock metro area are 9% below the U.S. average (index 91.3, U.S. = 100).

Housing
76
Goods (food, clothes…)
94
Utilities
83
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Lubbock

🏛️ Property tax$3,333a year · 1.57% of home value · U.S. $3,119
⚡ Electric bill$184a month (typical) · U.S. $156

Life in Lubbock

Commute to work16.3 minU.S.: 26.4 min
College degree35.1%U.S.: 35.7%
Own their home51.2%U.S.: 65.2%
Below poverty line18.9%U.S.: 12.5%
Unemployment5.2%U.S.: 5.2%

What jobs pay in Lubbock

JobMedian payRent / pay
Pharmacist$145,89010.7%
Physician Assistant$137,51011.4%
Nurse Practitioner$127,10012.3%
Lawyer$124,41012.5%
Software Developer$115,19013.6%
Dental Hygienist$86,34018.1%
Computer Systems Analyst$85,66018.2%
Civil Engineer$81,84019.1%
Registered Nurse$81,48019.2%
Operations Manager$80,87019.3%
Firefighter$77,29020.2%
Police Officer$77,11020.2%
Accountant$74,39021.0%
Elementary School Teacher$59,22026.4%
Licensed Practical Nurse$58,51026.7%
Market Research Analyst$52,82029.6%
HVAC Technician$49,85031.3%
Truck Driver$49,08031.8%
Plumber$48,95031.9%
Electrician$47,00033.2%
Carpenter$43,50035.9%
Medical Assistant$36,90042.3%
Customer Service Representative$35,94043.4%
Warehouse Worker$35,13044.4%
Nursing Assistant$34,30045.5%
Restaurant Cook$30,25051.6%
Retail Salesperson$28,48054.8%
Cashier$27,22057.4%
Server (Waiter/Waitress)$22,56069.2%

Is it cheaper to rent or buy in Lubbock?

Renting is cheaper right now: about $173 a month less.

Renting
$1,301
Owning
$1,474

Owning assumes a typical $212,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,240 for the down payment.

Frequently asked questions

What is the average rent in Lubbock, TX?

Renting in Lubbock costs a median of about $1,301 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Lubbock?

To keep rent under 30% of income, you need about $52,040 a year, or $25 an hour at a full-time job.

Is Lubbock cheap or expensive?

Lubbock is rated OK: rent takes 23.8% of the typical household income of $65,675. It ranks 164th cheapest of 426 Texas cities we track.

How much are property taxes in Lubbock?

The median homeowner in Lubbock pays $3,333 a year in property taxes, about 1.57% of the median home value.

Is Lubbock more expensive than the national average?

Overall prices in the metro area are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Lubbock?

The median home value in Lubbock is $212,400, about 3.2 times the typical yearly household income.

264,814 people live in Lubbock. Numbers are typical (middle) values.