States › Texas › Garland

Is Garland, TX expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8133% higher than U.S. average
💵 Families earn per year (2026)$82,311about $6,859/month · 5% lower than U.S. average
🔑 House price$270,80019% lower than U.S. average

Rent is higher than in 58% of U.S. cities. A typical house costs about 3.3 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $72,520 a year. That is $35 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 297 of 426 cities from cheapest to most expensive.

Garland
$1,813
$1,892
$1,110
$1,301
$2,246
$1,993
$2,010

Compare Garland with other big cities

vs New Yorkvs Los Angelesvs Chicagovs Houstonvs San Antoniovs Dallasvs Austinvs Fort Worthvs Philadelphiavs Overland Parkvs Las Vegasvs Raleigh

Compare Garland to 149 other cities →

How much do households earn in Garland?

Under $25k
10.8%
$25k–50k
23.3%
$50k–100k
38.7%
$100k–150k
16.7%
$150k+
7.5%

Share of households by yearly income. 24.2% of households earn $100,000 or more.

Rent by apartment size in Garland

SizeGarlandU.S. average
Studio$1,452$1,338
1 bedroom$1,436$1,324
2 bedrooms$1,752$1,509
3 bedrooms$1,992$1,698
4 bedrooms$2,286$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Garland overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Garland, so the Texas figure is shown.

Taxes and bills in Garland

🏛️ Property tax$4,263a year · 1.57% of home value · U.S. $3,119
⚡ Electric bill$194a month (typical) · U.S. $156

Life in Garland

Commute to work29.7 minU.S.: 26.4 min
College degree25.4%U.S.: 35.7%
Own their home61.6%U.S.: 65.2%
Below poverty line13%U.S.: 12.5%
Unemployment4.8%U.S.: 5.2%

Is it cheaper to rent or buy in Garland?

Renting is cheaper right now: about $66 a month less.

Renting
$1,813
Owning
$1,879

Owning assumes a typical $270,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $27,080 for the down payment.

Frequently asked questions

What is the average rent in Garland, TX?

Renting in Garland costs a median of about $1,813 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Garland?

To keep rent under 30% of income, you need about $72,520 a year, or $35 an hour at a full-time job.

Is Garland cheap or expensive?

Garland is rated OK: rent takes 26.4% of the typical household income of $82,311. It ranks 297th cheapest of 426 Texas cities we track.

How much are property taxes in Garland?

The median homeowner in Garland pays $4,263 a year in property taxes, about 1.57% of the median home value.

Is Garland more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Garland?

The median home value in Garland is $270,800, about 3.3 times the typical yearly household income.

246,844 people live in Garland. Numbers are typical (middle) values.