States › New York › Loudonville

Is Loudonville, NY expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,01815% higher than U.S. average
💵 Families earn per year (2026)$154,041about $12,837/month · 77% higher than U.S. average
🔑 House price$391,20018% higher than U.S. average

Rent is higher than in 70% of U.S. cities. Household incomes are higher than in 90% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (94.9%) are owned, so rentals can be hard to find. It is a highly educated city: 62.9% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $80,720 a year. That is $39 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 150 of 343 cities from cheapest to most expensive.

Loudonville
$2,018
$1,353

How much do households earn in Loudonville?

Under $25k
2.6%
$25k–50k
9.4%
$50k–100k
28.7%
$100k–150k
27.1%
$150k+
31.6%

Share of households by yearly income. 58.7% of households earn $100,000 or more.

Rent by apartment size in Loudonville

SizeLoudonvilleU.S. average
2 bedrooms$2,046$1,509
4 bedrooms$2,147$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Loudonville overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Loudonville, so the New York figure is shown.

Taxes and bills in Loudonville

🏛️ Property tax$5,846a year · 1.49% of home value · U.S. $3,119
⚡ Electric bill$211a month (typical) · U.S. $156

Life in Loudonville

Commute to work21.7 minU.S.: 26.4 min
College degree62.9%U.S.: 35.7%
Own their home94.9%U.S.: 65.2%
Below poverty line3.3%U.S.: 12.5%
Unemployment1.8%U.S.: 5.2%

Is it cheaper to rent or buy in Loudonville?

Renting is cheaper right now: about $696 a month less.

Renting
$2,018
Owning
$2,714

Owning assumes a typical $391,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $39,120 for the down payment.

Frequently asked questions

What is the average rent in Loudonville, NY?

Renting in Loudonville costs a median of about $2,018 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Loudonville?

To keep rent under 30% of income, you need about $80,720 a year, or $39 an hour at a full-time job.

Is Loudonville cheap or expensive?

Loudonville is rated Cheap: rent takes 15.7% of the typical household income of $154,041. It ranks 150th cheapest of 343 New York cities we track.

How much are property taxes in Loudonville?

The median homeowner in Loudonville pays $5,846 a year in property taxes, about 1.49% of the median home value.

Is Loudonville more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Loudonville?

The median home value in Loudonville is $391,200, about 2.5 times the typical yearly household income.

10,527 people live in Loudonville. Numbers are typical (middle) values.