Cost of Living in Kirby, TX: Rent, Income & Home Prices

OKRent takes 28 cents of every $1 people earn here.

🏠 Rent per month (2026)$1,41120% lower than U.S. average

💵 Families earn per year (2026)$59,891about $4,991/month · 31% lower than U.S. average

🔑 House price$165,50050% lower than U.S. average

Rent is lower than in 63% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $56,440 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 199 of 426 cities from cheapest to most expensive.

Kirby

$1,411

$987

$1,275

$1,435

$2,113

$1,025

$1,850

How much do households earn in Kirby?

Under $25k

14.3%

$25k–50k

36.6%

$50k–100k

27.2%

$100k–150k

13.5%

$150k+

6.3%

Share of households by yearly income. 19.8% of households earn $100,000 or more.

Rent by apartment size in Kirby

Size	Kirby	U.S. average
Studio	$1,413	$1,338
1 bedroom	$808	$1,324
2 bedrooms	$1,149	$1,509
3 bedrooms	$1,273	$1,698
4 bedrooms	$1,636	$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Kirby overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing

Goods (food, clothes…)

Utilities

Other services

U.S. average

100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kirby, so the Texas figure is shown.

Taxes and bills in Kirby

🏛️ Property tax$3,075a year · 1.86% of home value · U.S. $3,119

⚡ Electric bill$167a month (typical) · U.S. $156

Life in Kirby

Commute to work24.4 minU.S.: 26.4 min

College degree15.8%U.S.: 35.7%

Own their home66.1%U.S.: 65.2%

Below poverty line13.5%U.S.: 12.5%

Unemployment5.1%U.S.: 5.2%

Is it cheaper to rent or buy in Kirby?

Buying is cheaper month to month: about $263 a month less than renting.

Renting

$1,411

Owning

$1,148

Owning assumes a typical $165,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,550 for the down payment.

Frequently asked questions

What is the average rent in Kirby, TX?

Renting in Kirby costs a median of about $1,411 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Kirby?

To keep rent under 30% of income, you need about $56,440 a year, or $27 an hour at a full-time job.

Is Kirby cheap or expensive?

Kirby is rated OK: rent takes 28.3% of the typical household income of $59,891. It ranks 199th cheapest of 426 Texas cities we track.

How much are property taxes in Kirby?

The median homeowner in Kirby pays $3,075 a year in property taxes, about 1.86% of the median home value.

Is Kirby more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Kirby?

The median home value in Kirby is $165,500, about 2.8 times the typical yearly household income.

8,117 people live in Kirby. Numbers are typical (middle) values.

Is Kirby, TX expensive to live in?