States › Texas › Camp Swift

Is Camp Swift, TX expensive to live in?

ExpensiveRent takes 37 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,11320% higher than U.S. average
💵 Families earn per year (2026)$68,964about $5,747/month · 21% lower than U.S. average
🔑 House price$208,50037% lower than U.S. average

Rent is higher than in 74% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 3.0 years of household income. Commutes are long, about 39.3 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $84,520 a year. That is $41 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 357 of 426 cities from cheapest to most expensive.

Camp Swift
$2,113
Fort Stockton
$1,025
West Livingston
$1,275
Northlake
$1,850
Los Fresnos
$1,041
Cuero
$987
Sunnyvale
$1,496

How much do households earn in Camp Swift?

Under $25k
8.9%
$25k–50k
33.9%
$50k–100k
34.4%
$100k–150k
18.0%
$150k+
5.5%

Share of households by yearly income. 23.5% of households earn $100,000 or more.

How expensive is Camp Swift overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Camp Swift, so the Texas figure is shown.

Taxes and bills in Camp Swift

🏛️ Property tax$3,006a year · 1.44% of home value · U.S. $3,119
⚡ Electric bill$182a month (typical) · U.S. $156

Life in Camp Swift

Commute to work39.3 minU.S.: 26.4 min
College degree10.9%U.S.: 35.7%
Own their home71.6%U.S.: 65.2%
Below poverty line15.4%U.S.: 12.5%
Unemployment2.7%U.S.: 5.2%

Is it cheaper to rent or buy in Camp Swift?

Buying is cheaper month to month: about $666 a month less than renting.

Renting
$2,113
Owning
$1,447

Owning assumes a typical $208,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $20,850 for the down payment.

Frequently asked questions

What is the average rent in Camp Swift, TX?

Renting in Camp Swift costs a median of about $2,113 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Camp Swift?

To keep rent under 30% of income, you need about $84,520 a year, or $41 an hour at a full-time job.

Is Camp Swift cheap or expensive?

Camp Swift is rated Expensive: rent takes 36.8% of the typical household income of $68,964. It ranks 357th cheapest of 426 Texas cities we track.

How much are property taxes in Camp Swift?

The median homeowner in Camp Swift pays $3,006 a year in property taxes, about 1.44% of the median home value.

Is Camp Swift more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Camp Swift?

The median home value in Camp Swift is $208,500, about 3.0 times the typical yearly household income.

8,239 people live in Camp Swift. Numbers are typical (middle) values.