salaryRent is lower than in 65% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.
How much money do I need?
To rent here comfortably, you should earn about $54,800 a year. That is $26 an hour at a full-time job.
Is rent cheaper than other Ohio cities?
No. Rent here is more expensive than in most of Ohio. It is number 172 of 288 cities from cheapest to most expensive.
How much do households earn in Kettering?
Share of households by yearly income. 21.4% of households earn $100,000 or more.
Rent by apartment size in Kettering
| Size | Kettering | U.S. average |
|---|---|---|
| Studio | $770 | $1,338 |
| 1 bedroom | $950 | $1,324 |
| 2 bedrooms | $1,159 | $1,509 |
| 3 bedrooms | $1,456 | $1,698 |
| 4 bedrooms | $1,935 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Kettering overall?
Everyday prices in the Dayton-Kettering-Beavercreek metro area are 7% below the U.S. average (index 92.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Kettering
Life in Kettering
What jobs pay in Kettering
| Job | Median pay | Rent / pay |
|---|---|---|
| Physician Assistant | $138,400 | 11.9% |
| Pharmacist | $136,110 | 12.1% |
| Nurse Practitioner | $118,210 | 13.9% |
| Software Developer | $106,910 | 15.4% |
| Lawyer | $104,170 | 15.8% |
| Computer Systems Analyst | $100,360 | 16.4% |
| Operations Manager | $98,030 | 16.8% |
| Civil Engineer | $95,270 | 17.3% |
| Dental Hygienist | $84,500 | 19.5% |
| Registered Nurse | $82,510 | 19.9% |
| Elementary School Teacher | $80,360 | 20.5% |
| Accountant | $79,030 | 20.8% |
| Police Officer | $76,310 | 21.5% |
| Market Research Analyst | $64,100 | 25.6% |
| Plumber | $62,940 | 26.1% |
| HVAC Technician | $62,500 | 26.3% |
| Electrician | $61,870 | 26.6% |
| Licensed Practical Nurse | $61,770 | 26.6% |
| Truck Driver | $59,490 | 27.6% |
| Carpenter | $58,330 | 28.2% |
| Firefighter | $57,400 | 28.6% |
| Customer Service Representative | $44,970 | 36.6% |
| Medical Assistant | $43,610 | 37.7% |
| Nursing Assistant | $41,670 | 39.5% |
| Warehouse Worker | $40,280 | 40.8% |
| Server (Waiter/Waitress) | $36,600 | 44.9% |
| Restaurant Cook | $35,700 | 46.1% |
| Retail Salesperson | $30,360 | 54.2% |
| Cashier | $28,750 | 57.2% |
Is it cheaper to rent or buy in Kettering?
Renting is cheaper right now: about $77 a month less.
Owning assumes a typical $208,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $20,850 for the down payment.
Frequently asked questions
What is the average rent in Kettering, OH?
Renting in Kettering costs a median of about $1,370 a month in 2026, including utilities. The Ohio median is $1,261.
How much do I need to make to live in Kettering?
To keep rent under 30% of income, you need about $54,800 a year, or $26 an hour at a full-time job.
Is Kettering cheap or expensive?
Kettering is rated OK: rent takes 20.4% of the typical household income of $80,543. It ranks 172nd cheapest of 288 Ohio cities we track.
How much are property taxes in Kettering?
The median homeowner in Kettering pays $3,809 a year in property taxes, about 1.83% of the median home value.
Is Kettering more expensive than the national average?
Overall prices in the metro area are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Kettering?
The median home value in Kettering is $208,500, about 2.6 times the typical yearly household income.
57,206 people live in Kettering. Numbers are typical (middle) values.