States › Ohio › Middletown

Is Middletown, OH expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,15234% lower than U.S. average
💵 Families earn per year (2026)$61,585about $5,132/month · 29% lower than U.S. average
🔑 House price$164,40051% lower than U.S. average

Rent is lower than in 79% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $46,080 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

Yes. Rent here is cheaper than in most of Ohio. It is number 100 of 288 cities from cheapest to most expensive.

Middletown
$1,152
$1,289
$1,120
$1,353
$2,338
$1,116

How much do households earn in Middletown?

Under $25k
18.2%
$25k–50k
25.8%
$50k–100k
33.7%
$100k–150k
11.4%
$150k+
3.5%

Share of households by yearly income. 14.9% of households earn $100,000 or more.

Rent by apartment size in Middletown

SizeMiddletownU.S. average
Studio$678$1,338
1 bedroom$919$1,324
2 bedrooms$1,124$1,509
3 bedrooms$1,259$1,698
4 bedrooms$1,698$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Middletown overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Middletown, so the Ohio figure is shown.

Taxes and bills in Middletown

🏛️ Property tax$2,052a year · 1.25% of home value · U.S. $3,119
⚡ Electric bill$180a month (typical) · U.S. $156

Life in Middletown

Commute to work24.2 minU.S.: 26.4 min
College degree17.6%U.S.: 35.7%
Own their home54%U.S.: 65.2%
Below poverty line17.1%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

Is it cheaper to rent or buy in Middletown?

About the same. Renting and owning cost within $11 of each other each month.

Renting
$1,152
Owning
$1,141

Owning assumes a typical $164,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,440 for the down payment.

Frequently asked questions

What is the average rent in Middletown, OH?

Renting in Middletown costs a median of about $1,152 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Middletown?

To keep rent under 30% of income, you need about $46,080 a year, or $22 an hour at a full-time job.

Is Middletown cheap or expensive?

Middletown is rated OK: rent takes 22.4% of the typical household income of $61,585. It ranks 100th cheapest of 288 Ohio cities we track.

How much are property taxes in Middletown?

The median homeowner in Middletown pays $2,052 a year in property taxes, about 1.25% of the median home value.

Is Middletown more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Middletown?

The median home value in Middletown is $164,400, about 2.7 times the typical yearly household income.

51,617 people live in Middletown. Numbers are typical (middle) values.