salaryRent is higher than in 83% of U.S. cities. A typical house costs about 5.4 years of household income. Commutes are long, about 33 minutes each way. Most households rent (57%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $96,360 a year. That is $46 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
No. Rent here is more expensive than in most of New Jersey. It is number 175 of 291 cities from cheapest to most expensive.
How much do households earn in Kearny?
Share of households by yearly income. 27.4% of households earn $100,000 or more.
Rent by apartment size in Kearny
| Size | Kearny | U.S. average |
|---|---|---|
| Studio | $1,784 | $1,338 |
| 1 bedroom | $1,548 | $1,324 |
| 2 bedrooms | $1,890 | $1,509 |
| 3 bedrooms | $2,242 | $1,698 |
| 4 bedrooms | $2,036 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Kearny overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kearny, so the New Jersey figure is shown.
Taxes and bills in Kearny
Life in Kearny
Is it cheaper to rent or buy in Kearny?
Renting is cheaper right now: about $779 a month less.
Owning assumes a typical $459,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $45,940 for the down payment.
Frequently asked questions
What is the average rent in Kearny, NJ?
Renting in Kearny costs a median of about $2,409 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Kearny?
To keep rent under 30% of income, you need about $96,360 a year, or $46 an hour at a full-time job.
Is Kearny cheap or expensive?
Kearny is rated Expensive: rent takes 33.9% of the typical household income of $85,368. It ranks 175th cheapest of 291 New Jersey cities we track.
How much are property taxes in Kearny?
The median homeowner in Kearny pays $10,000+ a year in property taxes, about 2.18% of the median home value.
Is Kearny more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Kearny?
The median home value in Kearny is $459,400, about 5.4 times the typical yearly household income.
40,614 people live in Kearny. Numbers are typical (middle) values.