States › New Jersey › Atlantic City

Is Atlantic City, NJ expensive to live in?

ExpensiveRent takes 43 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,5929% lower than U.S. average
💵 Families earn per year (2026)$44,249about $3,687/month · 49% lower than U.S. average
🔑 House price$207,40038% lower than U.S. average

Rent is lower than in 53% of U.S. cities. A typical house costs about 4.7 years of household income. Most households rent (70%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $63,680 a year. That is $31 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 35 of 291 cities from cheapest to most expensive.

Atlantic City
$1,592
$3,264
$2,409
$2,273
$2,187
$2,240

How much do households earn in Atlantic City?

Under $25k
28.6%
$25k–50k
28.2%
$50k–100k
19.9%
$100k–150k
10.3%
$150k+
3.4%

Share of households by yearly income. 13.7% of households earn $100,000 or more.

Rent by apartment size in Atlantic City

SizeAtlantic CityU.S. average
Studio$951$1,338
1 bedroom$1,075$1,324
2 bedrooms$1,314$1,509
3 bedrooms$1,592$1,698
4 bedrooms$1,892$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Atlantic City overall?

Everyday prices in the Atlantic City-Hammonton metro area are 1% below the U.S. average (index 98.9, U.S. = 100).

Housing
99
Goods (food, clothes…)
100
Utilities
109
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Atlantic City

🏛️ Property tax$5,408a year · 2.61% of home value · U.S. $3,119
⚡ Electric bill$123a month (typical) · U.S. $156

Life in Atlantic City

Commute to work23.7 minU.S.: 26.4 min
College degree22.4%U.S.: 35.7%
Own their home30.3%U.S.: 65.2%
Below poverty line32.3%U.S.: 12.5%
Unemployment14.5%U.S.: 5.2%

What jobs pay in Atlantic City

JobMedian payRent / pay
Physician Assistant$153,28012.5%
Nurse Practitioner$143,33013.3%
Pharmacist$134,89014.2%
Lawyer$133,73014.3%
Operations Manager$131,81014.5%
Software Developer$126,67015.1%
Dental Hygienist$101,18018.9%
Civil Engineer$99,36019.2%
Registered Nurse$99,32019.2%
Computer Systems Analyst$94,25020.3%
Accountant$83,04023.0%
Firefighter$80,56023.7%
Elementary School Teacher$80,48023.7%
Police Officer$76,76024.9%
Market Research Analyst$69,78027.4%
Licensed Practical Nurse$69,15027.6%
Electrician$65,71029.1%
Plumber$64,22029.7%
Carpenter$60,84031.4%
HVAC Technician$60,64031.5%
Truck Driver$58,77032.5%
Medical Assistant$45,55041.9%
Customer Service Representative$43,92043.5%
Nursing Assistant$43,08044.3%
Restaurant Cook$40,25047.5%
Server (Waiter/Waitress)$38,16050.1%
Warehouse Worker$37,92050.4%
Retail Salesperson$35,36054.0%
Cashier$34,10056.0%

Is it cheaper to rent or buy in Atlantic City?

Buying is cheaper month to month: about $153 a month less than renting.

Renting
$1,592
Owning
$1,439

Owning assumes a typical $207,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $20,740 for the down payment.

Frequently asked questions

What is the average rent in Atlantic City, NJ?

Renting in Atlantic City costs a median of about $1,592 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Atlantic City?

To keep rent under 30% of income, you need about $63,680 a year, or $31 an hour at a full-time job.

Is Atlantic City cheap or expensive?

Atlantic City is rated Expensive: rent takes 43.2% of the typical household income of $44,249. It ranks 35th cheapest of 291 New Jersey cities we track.

How much are property taxes in Atlantic City?

The median homeowner in Atlantic City pays $5,408 a year in property taxes, about 2.61% of the median home value.

Is Atlantic City more expensive than the national average?

Overall prices in the metro area are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Atlantic City?

The median home value in Atlantic City is $207,400, about 4.7 times the typical yearly household income.

38,632 people live in Atlantic City. Numbers are typical (middle) values.