States › Montana › Kalispell

Is Kalispell, MT expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,50814% lower than U.S. average
💵 Families earn per year (2026)$68,393about $5,699/month · 21% lower than U.S. average
🔑 House price$428,00029% higher than U.S. average

Rent is lower than in 57% of U.S. cities. A typical house costs about 6.3 years of household income, so buying is hard for most locals. Commutes are short, about 14.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $60,320 a year. That is $29 an hour at a full-time job.

Is rent cheaper than other Montana cities?

No. Rent here is more expensive than in most of Montana. It is number 18 of 27 cities from cheapest to most expensive.

Kalispell
$1,508
$1,649
$2,039
$2,408
$1,534

How much do households earn in Kalispell?

Under $25k
20.5%
$25k–50k
24.4%
$50k–100k
35.3%
$100k–150k
12.4%
$150k+
5.3%

Share of households by yearly income. 17.7% of households earn $100,000 or more.

Rent by apartment size in Kalispell

SizeKalispellU.S. average
Studio$989$1,338
1 bedroom$783$1,324
2 bedrooms$1,242$1,509
3 bedrooms$1,736$1,698
4 bedrooms$2,287$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Kalispell overall?

Everyday prices in Montana overall are 5% below the U.S. average (index 94.6, U.S. = 100).

Housing
85
Goods (food, clothes…)
96
Utilities
72
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kalispell, so the Montana figure is shown.

Taxes and bills in Kalispell

🏛️ Property tax$3,297a year · 0.77% of home value · U.S. $3,119
⚡ Electric bill$94a month (typical) · U.S. $156

Life in Kalispell

Commute to work14.9 minU.S.: 26.4 min
College degree34.8%U.S.: 35.7%
Own their home55.1%U.S.: 65.2%
Below poverty line10%U.S.: 12.5%
Unemployment2.6%U.S.: 5.2%

Is it cheaper to rent or buy in Kalispell?

Renting is cheaper right now: about $1,462 a month less.

Renting
$1,508
Owning
$2,970

Owning assumes a typical $428,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,800 for the down payment.

Frequently asked questions

What is the average rent in Kalispell, MT?

Renting in Kalispell costs a median of about $1,508 a month in 2026, including utilities. The Montana median is $1,260.

How much do I need to make to live in Kalispell?

To keep rent under 30% of income, you need about $60,320 a year, or $29 an hour at a full-time job.

Is Kalispell cheap or expensive?

Kalispell is rated OK: rent takes 26.5% of the typical household income of $68,393. It ranks 18th cheapest of 27 Montana cities we track.

How much are property taxes in Kalispell?

The median homeowner in Kalispell pays $3,297 a year in property taxes, about 0.77% of the median home value.

Is Kalispell more expensive than the national average?

Overall prices in Montana are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Kalispell?

The median home value in Kalispell is $428,000, about 6.3 times the typical yearly household income.

28,504 people live in Kalispell. Numbers are typical (middle) values.